Category : Investment

Dec 05, 2016

Investing in a Post-US Election World

Investors are certainly reacting to the new US President-elect’s campaign rhetoric, which is widely expected to culminate in more protectionist policies. Yet all the market fluctuations also reflect anxiety for the future. What will the future hold regarding long-term market stability? Will the markets continue on their volatile streak? Or will they calm after a while? And given all this financial uncertainty, what should the typical investor do? One thing is clear: we need to prepare for a more unstable world. The best ways for investors to do so is by diversifying their portfolios, hunting for new investment opportunities, and staying calm.

Nov 24, 2016

8 Steps to Creating a Smart Financial Plan

Only a third of Singaporeans have a comprehensive financial plan. Only 11% feel knowledgeable about financial matters. Most feel that financial planning is too confusing, too complicated. However, the majority of those polled expressed a strong interest in budgeting, investing, and retirement planning. Here are eight simple steps to create a financial plan.

Nov 15, 2016

Default Rates in Peer-to-Peer Lending Platforms

Some investors believe that P2P Lending is unpredictable and higher-risk. Yet under the right circumstances, which includes an innovative team and rigorous credit policies, P2P platforms thrive and provide attractive returns while lowering default rates. In fact, according to a recent UK study, borrower defaults would need to increase at least threefold to reduce average interest rates for investors to below zero.

Oct 13, 2016

UK P2P Finance Association Releases Major Research on Economics of Peer to Peer Lending

The UK Peer to Peer Finance Association (P2PFA) has released a commissioned study on the economics of the peer to peer lending market in the UK. The independent assessment, provided by the economic consulting firm of Oxera, analysed the risks, costs and benefits of peer-to-peer lending and provided an objective account of how P2P business models work

Sep 07, 2016

The future of peer-to-peer lending in Asia

Since P2P lending is primarily an online proposition, the inherent costs and overheads are low. P2B (peer-to-business) lending seeks to use this concept to fund businesses which don’t have access to bank funding. Personal loans and loans to small businesses are the two most common lending products within the P2P framework.

Aug 29, 2016

Investing in Invoice Financing vs. Investing in Term Loans

Some of our investors may have already heard of our new product: Invoice Financing. But perhaps some questions remain on why it is a worthy addition to our list of products, how it is different from our regular peer-to-peer loans, etc. We hope this post will alleviate and dispel any confusion.

Jul 19, 2016

Good Deeds Paid Off – Withdrawal of Loan SB-1605024

As you’re aware, Funding Societies take credit assessment and defaults very seriously. To us, safe growth is more important than fast growth. This is evident from our default rate of 1.8% (as of June 2016), which is much lower than that of comparable platforms. It’s a principle shared by our Board of Directors, management and team. Our principle was put to test a few weeks ago.

Jul 01, 2016

Insuring Your Future

When asked, the youth of Singapore would easily agree that insurance is a necessity, but very few have a thorough understanding of insurance. Not surprising. The complexities of insurance intimidates people, while its technical jargon confuses most. How many among us understand terms such as “accelerated critical rider” and “dread disease coverage?”

Jun 27, 2016

Building a Portfolio for Retirement

Your retirement years may feel very far ahead, but it is crucial to start investing early as you will reap more benefits the sooner you start. Investing’s leading ingredient is time: the same investment made at age twenty and age thirty would yield significantly different returns. The same investment made at age twenty can produce double the returns of the investment made at age thirty. The longer money is put to work, the more wealth you generate in the future. And you’ll want to generate enough wealth to replace the steady paychecks you collected when employed.

Jun 22, 2016

Types of Investments Available

Investing requires more financial expertise than saving. However, if it is long-term financial security you are after, you will have to start investing – and better sooner than later.

November 02, 2016    Funding Gap: SMEs in Malaysia
July 01, 2016    Insuring Your Future

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