Invest & receive interest returns by financing local SMEs
Investment returns of
Short term investments
Invest from just
Launched in 2015, our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. As SMEs are the backbone of our economies, we are committed to solving the SME financing gap in the region, while providing a convenient and short-term fixed-income investment option to individuals and institutions.
Peer to peer Investment (P2P Investment), also known as P2P lending, is an investment concept where individuals & institutions jointly invest in financing to SMEs and earn returns in the form of interests. The P2P Investment platform connects SMEs sourcing for business financing directly with investors who are looking to participate in P2P Investment as part of their investment portfolio. With over S$1.7 billion in business financing funded regionally till date, Funding Societies is the largest P2P investment platform in the region.
“Funding Societies gives me an unconventional yet effective way to diversify my portfolio.”
Investor, Lau Tian Wei
Co-author of CapitalistLAD
"The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds."
SME, Tan Peng Koon
New & Novel Engineering
Investment into a property-backed financing with repayments effectively guaranteed
3% - 8% p.a.
Investment into a micro financing with repayments effectively guaranteed
2% - 8% p.a.
Investment into a property-backed financing
4% - 8% p.a.
Investment into a invoice backed financing
8% - 18% p.a.
Investment into a revolving credit line granted to SMEs
8% - 18% p.a.
Investment into a business term financing
8% - 18% p.a.
Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns. The Product type interest rates indicated above are derived from historical rates of returns and are exclusive of service fees
Information accurate as of 29/03/2021
Create an investor account in minutes and verify your email address.
Choose between signing up with Myinfo or fill in your information manually.
Make an initial deposit of S$100 to activate your account.
Start participating in investment opportunities from just S$20.
Choose between investing manually or Auto Invest which will allow you to automate your funds deployment
To invest automatically, set up your Auto Invest bots for each investment product. Learn more here
Receive the fact sheet prior to each crowdfunding deal to review the financing terms
Not keen on that particular deal but you got auto invested? Have the option to opt out before the crowdfund start time
Depending on the product you invest into, you’ll receive monthly repayments including interest, but minus the service fee
Invest wherever you are with our desktop and mobile app, available on both iOS & Android
We make the concept of P2P Lending easy for you to understand
Investment starts from S$20
Ability to re-invest quickly with monthly repayment for most products
Tenors of up to 12 months only
We are the first platform in Singapore to engage an escrow agency to manage investors’ money to give our investors peace of mind.
We advocate ‘Skin in The Game’ philosophy by investing into the notes put up on our platform alongside our investors. We are in this with you.
Singaporean retail investors can enjoy tax exemption on the interest returns from year 2020 onward.
Myinfo - Sign up via Myinfo for a seamless experience
Mobile app - Invest and review your portfolio anytime, anywhere with our investor mobile app.
Auto Invest - Set up Auto Invest bots and let the system automatically deploy funds for you based on your investment preferences.
Investors must sign up with the promo code and make a total investment of at least S$200 by 16th May 2021 to be eligible for the $20 cashback.
The investor must sign up with code 'DOLLARS20'
Funding Societies reserves the right to amend or cancel the promotion at any time without notice.
Funding Societies' investor terms & conditions apply.
+65 6221 0958
112 Robinson Road
+603 2202 1013
Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
+66 93 139 9721
No. 188, Spring Tower, 11th Floor,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400
Funding Societies is the leading peer-to-peer lending platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.