Get $20 CashBack

when you invest a total of $200

Sign up now with promo code <DOLLARS20>

Invest & receive interest returns by financing local SMEs

Invest now

Investment returns of


(weighted average in 2020)

Short term investments

No more than

12 months

Invest from just


About Funding Societies

Launched in 2015, our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. As SMEs are the backbone of our economies, we are committed to solving the SME financing gap in the region, while providing a convenient and short-term fixed-income investment option to individuals and institutions.

What is P2P Investment?

Peer to peer Investment (P2P Investment), also known as P2P lending, is an investment concept where individuals & institutions jointly invest in financing to SMEs and earn returns in the form of interests. The P2P Investment platform connects SMEs sourcing for business financing directly with investors who are looking to participate in P2P Investment as part of their investment portfolio. With over S$1.7 billion in business financing funded regionally till date, Funding Societies is the largest P2P investment platform in the region.

Our Awards & Recognition

ASEAN Startup Awards - Regional Winners LOGO

Trusted by SMEs and Investors Across Southeast Asia

“Funding Societies gives me an unconventional yet effective way to diversify my portfolio.”

Investor, Lau Tian Wei
Co-author of CapitalistLAD

"The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds."

SME, Tan Peng Koon
New & Novel Engineering

Backed by

Types of P2P Investment Products for Different Risk Appetites

Guaranteed Property-backed Investment

Investment into a property-backed financing with repayments effectively guaranteed

Interest Rate

3% - 8% p.a.

Guaranteed Returns Investment

Investment into a micro financing with repayments effectively guaranteed

Interest Rate

2% - 8% p.a.

Property-backed Secured Investment

Investment into a property-backed financing

Interest Rate

4% - 8% p.a.

Invoice Financing Investment

Investment into a invoice backed financing

Interest Rate

8% - 18% p.a.

Revolving Credit Investment

Investment into a revolving credit line granted to SMEs

Interest Rate

8% - 18% p.a.

Business Term Investment

Investment into a business term financing

Interest Rate

8% - 18% p.a.


  • Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns. The Product type interest rates indicated above are derived from historical rates of returns and are exclusive of service fees

  • Information accurate as of 29/03/2021

Investing in 4 Steps

Diversify your portfolio by investing into a unique asset class of local SME business financing

Register For
An Account

Create an investor account in minutes and verify your email address.

Fill In
Your Information

Choose between signing up with Myinfo or fill in your information manually.

Deposit Money

Make an initial deposit of S$100 to activate your account.

Start Investing

Start participating in investment opportunities from just S$20.

How investing with us works


Choose between investing manually or Auto Invest which will allow you to automate your funds deployment


To invest automatically, set up your Auto Invest bots for each investment product. Learn more here


Receive the fact sheet prior to each crowdfunding deal to review the financing terms


Not keen on that particular deal but you got auto invested? Have the option to opt out before the crowdfund start time


Depending on the product you invest into, you’ll receive monthly repayments including interest, but minus the service fee


Invest wherever you are with our desktop and mobile app, available on both iOS & Android

Start investing with us today

Here are some reasons why you will love investing with Funding Societies

Low Barrier to Entry

  • We make the concept of P2P Lending easy for you to understand

  • Investment starts from S$20

  • Ability to re-invest quickly with monthly repayment for most products

  • Tenors of up to 12 months only

Looking out to protect your interests

  • We are the first platform in Singapore to engage an escrow agency to manage investors’ money to give our investors peace of mind.

  • We advocate ‘Skin in The Game’ philosophy by investing into the notes put up on our platform alongside our investors. We are in this with you.

  • Singaporean retail investors can enjoy tax exemption on the interest returns from year 2020 onward.

Seamless investor experience

  • Myinfo - Sign up via Myinfo for a seamless experience

  • Mobile app - Invest and review your portfolio anytime, anywhere with our investor mobile app.

  • Auto Invest - Set up Auto Invest bots and let the system automatically deploy funds for you based on your investment preferences.

Funding Societies Blog

How to Invest in Singapore?

An Overview of P2P Lending in Singapore

How Diversification Can Help to Minimise Risks in Peer-to-Peer Lending?

Get started with our
investor app

Get started with our
investor app

DollarsAndSense Promotion Terms & Conditions:


+62 878 6500 8311

+62 877 7873 6144

Unifam Tower, Jl. Panjang Blok X No.1, Kedoya Utara, Kebon Jeruk, Jakarta Barat 11520, Indonesia

+65 6221 0958

112 Robinson Road
Level 8
Singapore 068902

+603 2202 1013

Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

+66 93 139 9721

No. 188, Spring Tower, 11th Floor,
Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400

lockSSL Secure Site

Invest on the go via the Funding Societies app

Funding Societies is the leading peer-to-peer lending platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.