Who we are
Funding Societies is the largest SME digital financing and debt investment platform in Southeast Asia.
Our mission is to enable fast and effortless access to funds by bringing SMEs and investors
together on our platform.
Since 2015, we have helped a number of small & medium enterprises grow their businesses, and
in the process helped individual/institutional investors to grow their portfolio.
The symbol of our brand identity, our logo is a handshake interlocked around a coin, symbolising the
formation of a community around capital. This is inherently what we stand for, the DNA of our existence;
building a community between the lenders and borrowers to facilitate flow of capital to benefit both.
The vibrant colours of the logo represents the energy, enthusiasm and spark we embody. We are a fast,
agile, fun-loving, diverse bunch who are always ready to serve and help!
We are committed to improving societies in Southeast Asia, through funding worthy and under-served Small and Medium Enterprises (SMEs).
Our Awards & Recognition
Our Products at a Glance
Start-Up Financing
Cover initial operating costs
Disbursed in 3 working days*
No interests and fees*
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Fulfilled by FS Capital Pte. Ltd.
Fulfilled by FS Capital Pte. Ltd.
Trade Finance
Unlock cash flow
Suitable for upstream and downstream partners
Foster good business relationships
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Fulfilled by FS Capital Pte. Ltd.
Revolving Credit Finance
Bridge cashflow cycle
Flexibility in drawdown terms and tenor
No early repayment penalty
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Fulfilled by FS Capital Pte. Ltd.
Property-backed Secured Financing
Huge working capital injection
Maximise asset value
Encumbered properties eligible too
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Fulfilled by FS Capital Pte. Ltd.
Start-Up Financing
Eases young companies' initial challenges to kickstart progress with fast, interest-free cash.
| Product Overview | ||
|---|---|---|
| Loan Quantum | $6,000 | |
| Loan Tenor | 3 months | |
| Interest Fees | 0* | Origination Fee | 0* |
| Eligibility | -Locally registered and operating less than 2 years -Minimum 30% local shareholding -Only Pte Ltd and LLP -Min local shareholding of 30% | |
Interest rates, fees and disbursement speed may vary, subjected to final underwriting.
Working Capital Loans
Lump sum cash disbursed for one off costs like renovation, salary or machinery purchase.
| Micro Loan | Express Business Term Loan | Business Term Loan PRO | Business Term Loan | |
|---|---|---|---|---|
| Loan Quantum | Up to SGD 150k | Up to SGD 200k | Up to SGD 300k | Up to SGD 1m |
| Loan Tenor | Up to 18 months | Up to 18 months | Up to 36 months | Up to 18 months |
| Interest Rates* | From 0.8% per month onwards | |||
| Origination Fee | Up to 7% | Up to 5% | Up to 5% | Up to 7% |
| Eligibility | - Singapore registered business - Only Pte Ltd company or LLP - Min operating history of >6 months |
Singapore registered business - Only Pte Ltd company or LLP - Min operating history of >3 years |
- Singapore registered business - Only Pte Ltd company or LLP - Min operating history of >1 year |
|
*Interest rates subjected to final credit underwriting approval
Trade Finance
Unleash "trapped" cashflow in the trade cycle for both upstream and downstream partners
| Accounts Payable | Accounts Receivable | |
|---|---|---|
| Line Quantum | Up to SGD 500,000 | Up to SGD 1,000,000 |
| Loan Tenor | Up to 90 days | Up to 120 days |
| Interest Rates* | From 0.875% per month | |
| Drawdown Fees* | From 1.59% per month | |
| Facility Fees* | Up to 7% p/a | |
| Eligibility | - Singapore registered business - Only Pte Ltd company or LLP - Min operating history of >1 year | |