Stronger SMEs Stronger Societies

We are Southeast Asia’s largest SME digital financing and debt investment platform. We specialise in short-term financing for SMEs, funded by individual and institutional investors.

About Funding Societies

Launched in 2015, our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. As SMEs are the backbone of our economies, we are committed to solving the SME financing gap in the region, while providing a convenient and short-term fixed-income investment option to individuals and institutions.

How Debt Investment Works

An eligible business applies for a business loan by submitting the necessary details.

Our credit and risk teams review each application objectively and fairly.

Our established investor network funds the business loan on the platform.

After funding, the funds get disbursed to the business immediately.

Discover Our Financing Options

Elevate Virtual Card

Managing business expenses has never been easier with this all-new Expense Card for Growing Businesses.

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Product of FSC

Micro Loan

Fast loans with approval within 24 hours¹. Suitable for small businesses that need urgent financing.

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Product of FSC & FSPL

Term Loan

Funds tailored for working capital, business expansion, and more. Larger financing amounts are available.

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Product of FSC & FSPL

Not what you’re looking for? Check out our other SME loan offerings.

Elevate Virtual Card is offered by FS Capital Pte. Ltd. ("FSC"). Micro Loans and Term Loans is offered by both FSC and Funding Societies Pte. Ltd. ("FSPL").

Interested in Investing?

Invest with us, grow with our SMEs

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1 - 12 months

Short investment tenors
with periodic repayments


Investment returns
(Singapore weighted average in 2020)

25,000 +

Registered investors
in Singapore

S$ 20

Minimum investment

Read more information on the invest page or statistics page.

Trusted by SMEs and Investors Across Southeast Asia

"The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds."

SME, Tang Peng Koon
New & Novel Engineering

”I used the first loan funds to pay our suppliers and execute a project . . . The return on this business investment is not just monetary, but also has an impact on society.”

SME, Marie Ang
Founder and CEO, Solomon’s Guild

“We had a purchase order, but we needed the funds upfront. The problem was we were a new company... Funding Societies was able to bridge that gap for us.”

SME, Terence Ho
Founder & Managing Partner, IncuBaker Cafe & Studio

“Funding Societies gives me an unconventional yet effective way to diversify my portfolio.”

Investor, Lau Tian Wei
Co-author of CapitalistLAD

Backed by

About us

Find out how we started, what drives us, and how we’re growing as a community.

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Our blog

See announcements about our latest releases, initiatives, and partnerships.

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See our growth

Check out our statistics page to get interesting insight into how we have grown and the activity on the platform.

Learn more

Interested in Financing?

Get the business financing that you require.
Simple application, fast approval.

Apply for business financing

Interested in Investing?

Receive returns in the form of interest
by providing financing to local SMEs.

Sign up


Pemberi Dana
+62 877 7126 5290

Penerima Dana
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
+66 93 139 9721

+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

lockSSL Secure Site

Invest on the go via the Funding Societies app

Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

FS Technologies Pte. Ltd.
Business Registration No.: 201935125G

CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484

© 2024 Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. All rights reserved