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Elevate Credit Line

Powerful solution for
your business expenses

Pay for your business expenses easily with our credit line and add-on virtual card

📣 June Promotion:
Get $200 cashback when you spend with Elevate Credit Line! 👉

Why Elevate Credit Line?

Love Elevate? Let's check your eligibility.

  • You are the company director above 21 years old

  • You are Singaporean or a Singapore PR

  • Your company is either a Limited Liability Partnerships(LLP) or a Private Limited (Pte. Ltd.), and is at least 6 months old

  • Your (as a Company Director) Notice of Assessment (NOA) is above $20k p.a

3 simple steps to get started

Apply in just a few minutes

Apply with Myinfo Business for a fuss-free application experience

Get approval confirmation

Most applications get approved within 24 hours.

Activate and spend

Activate via the FS Business mobile app and start spending!

Customer Stories

Read more about Elevate

Accelerating SMEs digitalisation is important to adapt in the business landscape today. Read more to find how digital payments can help your business grow.

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Elevate For SMEs: With limited manpower, having a corporate card with the ability to issue sub cards to your team can help your company’s expense management.

Read More

Elevate is a credit line that helps SMEs manage their expenses and improve cash flow. Here are 4 ways to utilise Elevate virtual card to expand your business.

Read more

Frequently asked questions

Elevate Credit Line is Funding Societies’ latest business payments solution for SMEs. Not a credit card product but rather a combination of Virtual Expense Card powered by MatchMove, and a Credit Line separately granted by FS Capital Pte Ltd.

Upon approval and activation, funds will be made available via the app for spending online.

Approval turnaround timeline subjected varying conditions like underwriting and completeness of documents submitted.

  • Business owners who are looking for a more convenient way to manage and spend their budget, to improve cash flow, all with one product.
  • Business owners and delegated team members to pay for business expenses like bills or online purchases.

Use our virtual card with any online merchant who accepts Mastercard®.

Apply for Elevate Credit Line at NO COST, and no processing fee. 

Up to 55 days of interest free credit, and a [2%] per month interest will be charged if outstanding is brought forward to the next billing cycle. 

1. This Campaign is organised by FS Capital Pte Ltd (“Funding Societies”) and the Campaign is valid from 1 June to 31 July 2023 (“Campaign Period”)

2. This Campaign is open to all customers (“Eligible Participants”) who fulfil all of the following criteria:

  • ACRA registered company who does not hold an Elevate account at point of application
  • Apply and activate account between 1 June to 31 July 2023 (both dates inclusive), and make at least $2,000 in total in 30 days from the date of account activation.
  • Basic Account must be in good standing to be eligible for participation in this promotion.
  • Director of the applicant company must be above 21 years old.

3. You will be entitled to $200 cashback for a total of S$2,000 of purchases of eligible goods and services made on your account (which shall include both spending by you and your accounts) once you fulfill the campaign criteria. The cashback will be transferred to your provided UEN/bank account via redemption request from the mobile app, and only if the minimum amount due from the previous statement has been paid. Note that the payout will be credited within 30 days from the redemption request date.

4. The cashback offer cannot be used in conjunction with other promotional offers (e.g. Nespresso offer, cash reward offer). Eligible customers need to maintain a valid Elevate account(s) when the offer is granted to the customer. 

5. Funding Societies reserves the right to add, delete or vary the shared contents prior to releasing the final version.

6. Approval on the eligibility will be under Funding Societies sole discretion.

7. By participating in this Campaign, the Eligible Participants hereby expressly agree to be bound by these Terms & Conditions and any decisions made by Funding Societies in respect of the Campaign shall be final and binding.

All third party trademarks product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement.

The Elevate Credit Line is a financing product offered by FS Capital Pte Ltd while the wallet and card is separately powered by MatchMove. All wallet and card related information found in this statement is provided by and/or extracted from Matchmove. Click here for more info.

Elevate comprises of various products which are offered by entities within the Funding Societies group, some products may also be offered in partnership with other third-party providers. Regulated services within each Elevate product, if any, are specifically powered by the relevant licensed entities as prescribed in the disclaimers. Elevate Credit Line is not a credit card product.

CardUp is an independent entity from FSC and a provider of licensed payments services. The use of CardUp's services will be governed accordingly to CardUp's terms of service and privacy policies.

Partnership with

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Pemberi Dana
+62 878 2325 1976

Penerima Dana
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
+66 93 139 9721

+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

(+84) 28 7109 7896

2/F Sonatus Building,
15 Le Thanh Ton,
Ben Nghe Ward,
District 1,
Ho Chi Minh City, Vietnam

lockSSL Secure Site

Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2021 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.