Discover Our Financing Options

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    Start-Up Financing

    Managing business expenses has never been easier with this all-new Expense Card for Growing Businesses.

    Product of FS Capital Pte. Ltd.

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    Micro Loans

    Managing business expenses has never been easier with this all-new Expense Card for Growing Businesses.

    Product of FS Capital Pte. Ltd.

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    Term Loans

    In need of an large unsecured term loan? Get up to $1 mil with Funding Societies.

    Product of FS Capital Pte. Ltd.

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    Revolving Credit Line

    A flexible revolving line of credit up to
    $100k, no collaterals needed

    Product of FS Capital Pte. Ltd.

    b82a89e9429e7c09a04691d093615c24074cf8633d001fe62f5968357b6d14b2-1
    Accounts Payable Financing

    Free up your working capital and seize every opportunity ahead!

    Product of FS Capital Pte. Ltd.

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    Accounts Receivable Financing

    Need fast drawdown with line facilities? We can help keep your cash flow moving.

    Product of FS Capital Pte. Ltd.

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    Property Backed Secured Financing

    Convert your property into cash as an equity term loan cash out.

    Product of FS Capital Pte. Ltd.

    Got Questions?

    Get in touch with us.
    +65 6011 7534

    info@fundingsocieties.com

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    Why Choose Business Loans from Funding Societies

    Trusted by SMEs and Investors Across Southeast Asia

    "The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds."

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    SME, Tang Peng Koon New & Novel Engineering

    ”I used the first loan funds to pay our suppliers and execute a project . . . The return on this business investment is not just monetary, but also has an impact on society.”

    testimonial_image_one

    SME, Tang Peng Koon New & Novel Engineering

    “We had a purchase order, but we needed the funds upfront. The problem was we were a new company... Funding Societies was able to bridge that gap for us.”

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    SME, Tang Peng Koon New & Novel Engineering

    Frequently asked questions

    • What is an SME Loan?

      An SME Loan, known commonly as a business loan is a financing option tailored to meet the needs of small and medium enterprises (SMEs). These loans are meant to help provide access to funds for business growth, cash flow management or specific project financing. 

    • Are SME Loans collateral-based?

      Funding societies offer both secured and unsecured SME Business Loans, Some options like term loans and revolving credit lines do not require collateral, while others like property-backed financing do. 

    • What is the maximum loan amount I can apply for?

      Funding Societies offers SME loans up to S$4 million, providing the flexibility to match your business needs. 

    • How fast can I get an SME Business loan?

      With Funding Societies, you can receive loan disbursement as quickly as 48 hours¹ after approval, depending on the type of loan.
      ¹Disbursal speed may vary, on a case-to-case basis

    • Can startups apply for business loans?

      Funding Societies offers Start-Up Financing for businesses younger than two years, so you can kickstart your ventures with ease.

    • How do I decide which SME loan is right for my business?

      If you’re unsure which financing suits your business, take our eligibility assessment quiz or contact us to find out which SME business loan option is the best fit for your needs.

    • What are Business Term Loans?

      Business Term loans are unsecured loan products that allow SMEs to break down repayments into monthly instalments. You can get a working capital loan between $100,000 and $1 million with interest rates as low as 0.8% per month*.

      Fulfilled by FS Capital Pte. Ltd.

      *Interest rates subjected to final credit underwriting