Business Loans
For SMEs Through Debt Investment
Get the business financing that you require, with or without collateral. Simple application, fast approval. Apply now via Elevate!
Not sure which financing suits your business? Take the Eligibility Assessment Quiz to find out!
Discover Our Financing Options
Start-Up Financing
Managing business expenses has never been easier with this all-new Expense Card for Growing Businesses.
Product of FS Capital Pte. Ltd.
Micro Loans
Managing business expenses has never been easier with this all-new Expense Card for Growing Businesses.
Product of FS Capital Pte. Ltd.
Term Loans
In need of an large unsecured term loan? Get up to $1 mil with Funding Societies.
Product of FS Capital Pte. Ltd.
Revolving Credit Line
A flexible revolving line of credit up to
$100k, no collaterals needed
Product of FS Capital Pte. Ltd.

Accounts Payable Financing
Free up your working capital and seize every opportunity ahead!
Product of FS Capital Pte. Ltd.
Accounts Receivable Financing
Need fast drawdown with line facilities? We can help keep your cash flow moving.
Product of FS Capital Pte. Ltd.
Property Backed Secured Financing
Convert your property into cash as an equity term loan cash out.
Product of FS Capital Pte. Ltd.
Got Questions?
Get in touch with us.
+65 6011 7534
info@fundingsocieties.com
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Financing up to $4 million
for SMEs

Receive funds in as
soon as 24 hours

Customisable loan options
Trusted by SMEs and Investors Across Southeast Asia
"The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds."

SME, Tang Peng Koon New & Novel Engineering
”I used the first loan funds to pay our suppliers and execute a project . . . The return on this business investment is not just monetary, but also has an impact on society.”

SME, Tang Peng Koon New & Novel Engineering
“We had a purchase order, but we needed the funds upfront. The problem was we were a new company... Funding Societies was able to bridge that gap for us.”

SME, Tang Peng Koon New & Novel Engineering
Frequently asked questions
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What is an SME Loan?
An SME Loan, known commonly as a business loan is a financing option tailored to meet the needs of small and medium enterprises (SMEs). These loans are meant to help provide access to funds for business growth, cash flow management or specific project financing.
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Are SME Loans collateral-based?
Funding societies offer both secured and unsecured SME Business Loans, Some options like term loans and revolving credit lines do not require collateral, while others like property-backed financing do.
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What is the maximum loan amount I can apply for?
Funding Societies offers SME loans up to S$4 million, providing the flexibility to match your business needs.
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How fast can I get an SME Business loan?
With Funding Societies, you can receive loan disbursement as quickly as 48 hours¹ after approval, depending on the type of loan.
¹Disbursal speed may vary, on a case-to-case basis -
Can startups apply for business loans?
Funding Societies offers Start-Up Financing for businesses younger than two years, so you can kickstart your ventures with ease.
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How do I decide which SME loan is right for my business?
If you’re unsure which financing suits your business, take our eligibility assessment quiz or contact us to find out which SME business loan option is the best fit for your needs.
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What are Business Term Loans?
Business Term loans are unsecured loan products that allow SMEs to break down repayments into monthly instalments. You can get a working capital loan between $100,000 and $1 million with interest rates as low as 0.8% per month*.
Fulfilled by FS Capital Pte. Ltd.
*Interest rates subjected to final credit underwriting
Indonesia
Pemberi Dana
+62 877 7126 5290
Penerima Dana
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
108 Robinson Road
#06-01
Singapore 068900
Malaysia
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
+66 93 139 9721
Investment
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,
Hanoi, Vietnam
Who we are
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Singapore
-
Indonesia
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Malaysia
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Thailand
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Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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