Our Sustainability Pillars

Stronger Societies

Empowering Southeast Asia’s SMEs through increasing access to financing.

Creating stronger societies by contributing to Southeast Asia’s economic growth and increasing financial inclusion by supporting underserved and underbanked, yet creditworthy SMEs.

Stronger Planet

Supporting the transition to a greener economy in Southeast Asia.

Cultivating a stronger planet by becoming enablers and catalysts of the green economy transition, climate change adaptation and mitigation, and the circular economy in Southeast Asia by empowering green SMEs.

Stronger People

Focus on creating an inclusive, diverse and equal space for our stakeholders to do business responsibly.

Empowering individuals to drive meaningful impact on the environment and society through personal growth. We foster an inclusive environment that encourages continuous development for all. Together, we aspire to promote responsible business practices, support social equity, and contribute to the achievement of sustainable development goals.

Our Approach

At FSMK we believe that we have a role to conduct business responsibly and in line with the triple-bottom-line approach of sustainability. We aim to find a balance between economic, environmental, and social factors within our internal operations and in our financing activities.

How we embed sustainability in our core business
  • Implement sustainability principles in our business practice

  • Implement the Environmental and Social Management System (ESMS) and integrate ESG risk assessment in our credit assessment process.

  • Facilitate internal ESG and climate change-related educational activities.

How we support SMEs on their sustainability journey

  • Allocate funding for SMEs that have a green economy or circular economy-focused activities.

  • Increase awareness through ESG-focused educational content

  • Create an MSME community that facilitates knowledge transfer and collaboration.

The UN SDGs are goals set out by the United Nations to help the world achieve a sustainable future for all without leaving anyone behind. These 17 goals serve as a blueprint for the world to achieve peace and prosperity for people and the planet, both now and in the future. Through our mission to create stronger societies, we are able to contribute to the SDGs through our sustainability initiatives on five of the goals:

Funding Societies | Modalku is a signatory to the UN Global Compact to operate responsibly, in alignment with universal sustainability principles. We adhere to UNGC’s 10 principles covering the areas of labour, human rights, environment and anti-corruption, joining other global companies as frontrunners in sustainability.

ESBN Green Deal

Want to kickstart your sustainability and ESG data reporting journey? Take this free ESG self-assessment tool for SMEs powered by our partners, STACS - ESGpedia.

Take the assessment now and attain your Green, Silver, or Gold ESBN Asia-Pacific Green Deal Badge for greater recognition and visibility of your business sustainability. This assessment will help you to:

  • Meet investors' and regulatory demands.

  • Access new financing opportunities.

  • Improve your competitiveness.

Get your badge here!

Find out more about ESBN Asia-Pacific Green Deal!

Our Participation in Sustainability Space


FSMK Economic Impact Report
Of the 73 million MSMEs in Southeast Asia, around 39 million (51%) are either unserved or underserved by financing services - which led to a financing gap of US$272 billion, despite their potential MSMEs to provide significant employment opportunities and contribute tremendously to national Gross Domestic Product (GDP). Find out more about our regional impact study.

Accelerating Impact Beyond Access
FSMK participated in a groundbreaking study on financial inclusion in Southeast Asia. The 'Accelerating Impact Beyond Access' report, released by the Centre for Impact Investing and Practices & Temasek Trust, highlights the immense potential of this region. Read the full report.

Explore our funding opportunities here

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Pemberi Dana
+62 877 7126 5290

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

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