Short term investments
No more than
18 months
Invest from just
SGD20
What is Debt Investment?
Debt Investing is an investment concept where individuals & institutions jointly invest in financing to SMEs and earn returns in the form of interests. The debt investment platform connects SMEs sourcing for business financing directly with investors who are looking to participate in this asset class as part of their investment portfolio. With over S$2 billion in business financing funded regionally till date, Funding Societies is the largest debt investment platform in the region.
Types of Investment Products
Property-backed Secured Investment
Investment into a property-backed financing
Interest Rate
4% - 8% p.a.
Invoice Financing Investment
Investment into a invoice backed financing
Interest Rate
8% - 18% p.a.
Revolving Credit Investment
Investment into a revolving credit line granted to SMEs
Interest Rate
8% - 18% p.a.
Business Term Investment
Investment into a business term financing
Interest Rate
8% - 18% p.a.
Learn more about our investment products here
*Disclaimer
Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns. The Product type interest rates indicated above are derived from historical rates of returns and are exclusive of service fees
Information accurate as of 29/03/2021
Investing in 4 Steps
Diversify your portfolio by investing into a unique asset class of local SME business financing
Register For
An Account
Create an investor account in minutes and verify your email address.
Fill In
Your Information
Choose between signing up with Myinfo or fill in your information manually.
Deposit Money
Make an initial deposit of S$100 to activate your account.
Start Investing
Start participating in investment opportunities from just S$20.
Start Debt Investment With Us Today
Here are a few reasons why you will love investing with Funding Societies
Low Barrier to Entry
We make the concept of Debt Investing easy for you to understand
Investment starts from S$20
Ability to re-invest quickly with monthly repayment for most products
Tenors of up to 18 months only
Looking out to protect your interests
We are the first platform in Singapore to engage an escrow agency to manage investors’ money to give our investors peace of mind.
We advocate ‘Skin in The Game’ philosophy by investing into the notes put up on our platform alongside our investors. We are in this with you.
Singaporean retail investors can enjoy tax exemption on the interest returns from year 2020 onward.
Seamless investor experience
Myinfo - Sign up via Myinfo for a seamless experience
Mobile app - Invest and review your portfolio anytime, anywhere with our investor mobile app.
Frequently Asked Questions
Funding Societies Pte. Ltd. is a Capital Markets Services licensee regulated by the Monetary Authority of Singapore.
We welcome individuals ranging from university students to high level executives and institutional investors such as fund management companies and family offices to invest on our platform. Do note that investors have to be at least 21 years old and above.
We welcome both Singaporean & foreigner investors on our platform. The only difference is that we’ll require you to submit additional documents such as a copy of your passport or proof of residential address during your onboarding process.
Do note that the acceptance of foreigner investors are subjected to regulatory restrictions such as Anti-Money Laundering and Countering the Financing of Terrorism policies and other requirements from the regulatory bodies.
Investments on the platform starts at S$20 per note. This means that you’ll be able to start investing with just S$20.
We do not charge a fee for setting up an account. However, we do charge a nominal fee of 18% of the interest earned to cover operational costs. This is inclusive of the prevailing GST.
All returns on investments with Funding Societies in year 2020 and the subsequent years going forward are exempted from tax. This is only applicable for individual Singaporean tax residents, excluding any foreigner investors, institutional and corporate investors. Withholding tax is applicable for foreign residents
Learn how to maximise your investments and minimise your risks.
Minimise Your Risk
All investments bear risks. Diversification is one of the ways you can minimise your risk.
Maximising Investments
Reinvest using your capital gains to fund other SMEs while maximizing your returns.
Indonesia
Pendana
layanan@modalku.co.id
+62 877 3751 1114
Peminjam
info@modalku.co.id
+62 877 7873 6144
Penagihan
collection-id@modalku.co.id
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
info@fundingsocieties.com
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
112 Robinson Road
Level 8
Singapore 068902
Malaysia
info@fundingsocieties.com.my
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
info@fundingsocieties.co.th
+66 93 139 9721
Investment
invest@fundingsocieties.co.th
+66 62 197 8661
No. 29, Vanissa Building,
24th Floor, Room No. 2412 & 2414,
Soi Chidlom, Ploenchit Road,
Lumpini, Pathumwan,
Bangkok, 10330
Vietnam
info@fundingsocieties.vn
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai
Ben Thanh Ward, District 1
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam
Singapore
Indonesia
Malaysia
Thailand
VietnamFunding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
© 2023 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.