In partnership with

G-EMx Technologies

Our Products at a Glance

Start-Up Financing
  • Cover initial operating costs

  • Disbursed in 3 working days*

  • No interests and fees*

    Discover more >

Fulfilled by FS Capital Pte. Ltd.

Working Capital Loan

Fulfilled by FS Capital Pte. Ltd.

Trade Finance
  • Unlock cash flow

  • Suitable for upstream and downstream partners

  • Foster good business relationships

    Discover more >

Fulfilled by FS Capital Pte. Ltd.

Revolving Credit Finance
  • Bridge cashflow cycle

  • Flexibility in drawdown terms and tenor

  • No early repayment penalty

    Discover more >

Fulfilled by FS Capital Pte. Ltd.

Start-Up Financing

Eases young companies' initial challenges to kickstart progress with fast, interest-free cash.

Product Overview
Loan Quantum $6,000
Loan Tenor 3 months
Interest Fees 0*
Origination Fee 0*
Eligibility -Locally registered and operating less than 2 years
-Minimum 30% local shareholding
-Only Pte Ltd and LLP
-Min local shareholding of 30%

Interest rates, fees and disbursement speed may vary, subjected to final underwriting.

Working Capital Loans

Lump sum cash disbursed for one off costs like renovation, salary or machinery purchase.



Micro Loan Business Term Loan PRO Business Term Loan
Loan Quantum Up to SGD 150k Up to SGD 300k Up to SGD 1m
Loan Tenor Up to 18 months Up to 36 months Up to 18 months
Interest Rates* From 0.8% per month onwards
Origination Fee Up to 7% Up to 5% Up to 7%
Eligibility - Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >6 months
- Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >3 years
- Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Trade Finance

Unleash "trapped" cashflow in the trade cycle for both upstream and downstream partners

Accounts Payable Accounts Receivable
Line Quantum Up to SGD 500,000 Up to SGD 1,000,000
Loan Tenor Up to 90 days Up to 120 days
Interest Rates* From 0.875% per month
Drawdown Fees* From 1.59% per month
Facility Fees* Up to 7% p/a
Eligibility - Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Revolving Credit Line

Reliable and flexible line of credit to address all your contingent business spends

Product Overview
Line Quantum Up to SGD 100k
Line Tenor 12 month from date of offer + 12 month Term Loan Conversion upon annual account review
Drawdown Tenor Up to facility end date (i.e. at end of 1st year interest servicing)
Drawdown Fees 0
Facility Fees Up to 3%
Drawdown Limit Min: SGD 20K & multiples of SGD 10K, or remaining limit balance.
Max: Up to remaining available limit
Revolver Period Interest* 1.5% per month
Eligibility -Pte Ltd or LLPs only
-Locally registered and operating >3 years
-Minimum 30% local shareholding
-No foreign-owned corporate companies >25% shareholding per entity
-Annual sales turnover of S$1.2m to S$8m

*Interest rates subjected to final credit underwriting approval

Elevate Credit Line

A free to apply, all-in-one payments solution within an app

Application Guide

Product Overview
Line Quantum Up to SGD 20k
Interest-free period Up to 55 days - How does it work?
Rollover fees 2.5% per month, $100 late fee
Credit availability period One (1) year from the commencement of the Line Facility. Extension of the Availability Period shall be at FS Capital Pte Ltd discretion
Annual Fee $100 [Currently Waived]
Billing Cycle Fixed cycle starting from the 25th of each calendar month to the 24th of the following calendar month
Other Features

Offered by CardUp Pte. Ltd.
-Elevate Debit Card^
Unlimited 1% cashback! - Software/Courier/Utilities/Digital Ads expenses

-Elevate Accounts
Safeguard your cash, transfer instantly for free and track every payment easily

-Elevate Payables and Receivables
Request, collect & track payments to your account

^The Elevate Card is offered by CardUp Pte. Ltd (“CardUp”) and powered by Matchmove Pay Pte Ltd (“Matchmove”), use of which is governed by the Elevate Accounts & Cards Terms and Conditions. All wallet and card related information found in this statement is provided by and/or extracted from Matchmove. Click here to learn more.

Indonesia

Pemberi Dana
layanan@modalku.co.id
+62 877 7126 5290

Penerima Dana
info@modalku.co.id
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

info@fundingsocieties.com
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

info@fundingsocieties.com.my
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

SME Loan
info@fundingsocieties.co.th
+66 93 139 9721

Investment
invest@fundingsocieties.co.th
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

Vietnam

info@fundingsocieties.vn
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Invest on the go via the Funding Societies app

Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2023 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.