In partnership with

Swiftly Pte Ltd

Our Products at a Glance

Start-Up Financing

  • Cover initial operating costs

  • Disbursed in 3 working days*

  • No interests and fees on timely repayments

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Fulfilled by FS Capital Pte. Ltd.

Working Capital Loan

Fulfilled by FS Capital Pte. Ltd.

Trade Finance

  • Unlock cash flow

  • Suitable for upstream and downstream partners

  • Foster good business relationships

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Fulfilled by FS Capital Pte. Ltd.

Revolving Credit Finance

  • Bridge cashflow cycle

  • Flexibility in drawdown terms and tenor

  • No early repayment penalty

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Fulfilled by FS Capital Pte. Ltd.

Property-backed Secured Financing

  • Huge working capital injection

  • Maximise asset value

  • Encumbered properties eligible too

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Fulfilled by FS Capital Pte. Ltd.

Start-Up Financing

Eases young companies' initial challenges to kickstart progress with fast, interest-free cash.

Product Overview
Loan Quantum $10,000
Loan Tenor 5 months
Interest Fees 0* on timely repayments
Origination Fee 0*
Eligibility -Locally registered and operating less than 2 years
-Minimum 30% local shareholding
-Only Pte Ltd and LLP
-Min local shareholding of 30%

Interest rates, fees and disbursement speed may vary, subjected to final underwriting and other conditions.

Working Capital Loans

Lump sum cash disbursed for one off costs like renovation, salary or machinery purchase.



Micro Loan Express Business Term Loan Business Term Loan PRO Business Term Loan
Loan Quantum Up to SGD 150k Up to SGD 200k Up to SGD 300k Up to SGD 1m
Loan Tenor Up to 18 months Up to 18 months Up to 36 months Up to 18 months
Interest Rates* From 0.8% per month onwards
Origination Fee Up to 7% Up to 5% Up to 5% Up to 7%
Eligibility - Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >6 months		 Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >3 years		 - Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Trade Finance

Unleash "trapped" cashflow in the trade cycle for both upstream and downstream partners

Accounts Payable Accounts Receivable
Line Quantum Up to SGD 500,000 Up to SGD 1,000,000
Loan Tenor Up to 90 days Up to 120 days
Interest Rates* From 0.875% per month
Drawdown Fees* From 1.59% per month
Facility Fees* Up to 7% p/a
Eligibility - Singapore registered business
- Only Pte Ltd company or LLP
- Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Revolving Credit Line

Reliable and flexible line of credit to address all your contingent business spends

Product Overview
Line Quantum Up to SGD 100k
Line Tenor 12 month from date of offer + 12 month Term Loan Conversion upon annual account review
Drawdown Tenor Up to facility end date (i.e. at end of 1st year interest servicing)
Drawdown Fees 0
Facility Fees Up to 3%
Drawdown Limit Min: SGD 20K & multiples of SGD 10K, or remaining limit balance.
Max: Up to remaining available limit
Revolver Period Interest* 1.5% per month
Eligibility -Pte Ltd or LLPs only
-Locally registered and operating >3 years
-Minimum 30% local shareholding
-No foreign-owned corporate companies >25% shareholding per entity
-Annual sales turnover of S$1.2m to S$8m

*Interest rates subjected to final credit underwriting approval

Property-backed Secured Financing

Maximise your assets and turn them into cash. Works for encumbered properties too.

Product Overview
Loan Quantum Up to SGD $4M
Eligible Property Type Residential, Commercial or Industrial
Loan to Value Up to 80% property value
- Residential 80%
- Commercial 70%
- Industrial 60%
Interest Rates 7% p.a
Eligibility -Pte Ltd or LLPs only
-Locally registered and operating >6 months
-Minimum 30% local shareholding

*Interest rates subjected to final credit underwriting approval

Indonesia

Pendana
layanan@modalku.co.id
+62 877 3751 1114

Peminjam
info@modalku.co.id
+62 877 7873 6144

Penagihan
collection-id@modalku.co.id

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

info@fundingsocieties.com
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

info@fundingsocieties.com.my
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

SME Loan
info@fundingsocieties.co.th
+66 93 139 9721

Investment
invest@fundingsocieties.co.th
+66 62 197 8661

No. 29, Vanissa Building,
24th Floor, Room No. 2412 & 2414,
Soi Chidlom, Ploenchit Road,
Lumpini, Pathumwan,
Bangkok, 10330

Vietnam

info@fundingsocieties.vn
(+84) 28 7109 7896

The Sarus Building
67 Nguyen Thi Minh Khai
Ben Thanh Ward, District 1
Ho Chi Minh City, Vietnam

Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

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