In partnership with

A.1 BUSINESS PTE LTD

Our Products at a glance

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Start-Up Financing

Cover initial operating costs

 Disbursed in 3 working days*

 No interests and fees*

Fulfilled by FS Capital Pte. Ltd.

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Working Capital Loans

 Fast disbursement

Easy application

No collaterals required

Fulfilled by FS Capital Pte. Ltd.

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Property-backed Secured Financing

Huge working capital injection

Maximise asset value

Encumbered properties eligible too

Fulfilled by FS Capital Pte. Ltd.

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Trade Finance

Unlock cash flow

Suitable for upstream & downstream partners

Foster good business relationships

Fulfilled by FS Capital Pte. Ltd.

Start-Up Financing

Eases young companies' initial challenges to kickstart progress with fast, interest-free cash.
 

Start-Up Financing

Start-Up Financing PRO

Loan Quantum

$10,000

$15,000

Loan Tenor

5 months

Interest

0*

 0*

Processing Fee

0*

 $500

Eligibility

-Locally registered

-Minimum 30% local shareholding

-Only Pte Ltd and LLP

-Min local shareholding of 30%

*Interest rates, fees and disbursement speed may vary, subjected to final underwriting.

Working Capital Loans

Lump sum cash disbursed for one off costs like renovation, salary or machinery purchase.
 

Micro Loan

Business Term Loan PRO

Business Term Loan

Loan Quantum

Up to SGD 100k

Up to SGD 300k

Up to SGD 1M

Loan Tenor

Up to 18 months

Up to 18 months

Up to 12 months

Interest Rates*

From 1% per month onwards

From 0.8% per month onwards

From 0.9% per month onwards

Origination Fee

Up to 7%

Eligibility

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of > 6 months

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of > 3 years

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of > 1 year

*Interest rates, fees and disbursement speed may vary, subjected to final underwriting.

 

 

Trade Finance

Unleash "trapped" cashflow in the trade cycle for both upstream and downstream partners
 

Accounts Payable 

Accounts Receivable 

Line Quantum

Up to SGD 500,000

Up to SGD 1,000,000

Loan Tenor

Up to 90 days

Up to 120 days

Interest Rates*

From 0.875% per month

Drawdown Fees*

From 1.59%

Facility Fees*

Up to 7% p/a

Eligibility

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Property-backed Secured Financing

Maximise your assets and turn them into cash. Works for encumbered properties too.
 

Product Overview

Loan Quantum

Up to SGD $4M

Eligible Property Type

Residential, Commercial or Industrial

Loan to Value

Up to 80% property value

- Residential 80%

- Commercial 70%

- Industrial 60%

Interest Rates

7% p.a

Eligibility

-Pte Ltd or LLPs only

-Locally registered and operating >6 months

-Minimum 30% local shareholding

*Interest rates subjected to final credit underwriting approval