Solution Financing

Power up your business

Receive upfront financing for your business solution purchases

  • Tailored to approved government grants

  • Financing 100% of your grant approved amount, up to $50,000

  • Interest rate from 1% per month¹

  • No lock in period

What is Solution Financing? 

A tailored financing plan for SMEs who are looking to purchase solutions, equipment or implement projects that are supported by government grants but are lacking the upfront capital required.

This financing solution helps to bridge the cash flow gap between vendor payment due date and grant reimbursement date.

How does it work?

1) Onboarding

  • Simply fill up the interest form below and we will be in touch shortly

  • We require different documents during the application process, please view the FAQ section below for more detailed information

2) Purchase your business solution

  • Using the funds that have been disbursed to you upon successful application and onboarding, you can now make upfront payment to your solutions vendor

3) Repayment

  • Enjoy an initial interest servicing period of up to 6 months followed by a 6 months equal installment period

  • You can choose to redeem your loan fully, anytime, once you have received your grant reimbursement

Am I eligible for Solution Financing?

  • Singapore registered business
  • Minimum 30% shareholding by a Singaporean Citizen or Permanent Resident Director
  • 6 months minimum operating history
  • Grant approval letter

Interested to apply?

We've got you covered

Not what you’re looking for?
We have other financing solutions available to serve your needs.

Check out our other SME loan offerings

100% committed to supporting SMEs 

100% focused on SMEs’ financial needs

100% stronger together

Frequently asked questions


  • Latest 6 months bank statements

  • Director(s) and Shareholder(s) NRIC or Passport, latest 2 year NOA and CBS report

  • Grant approval letter


Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.


Our solution financing loans start from 1% per month. This amount is subject to the assessment from our team based on your loan application.


The following fees and charges can apply:


Origination fee: 5% of the agreed loan amount


Please take note that the above are the common fees/charges of Solution Financing which serves as a guide and subject to change from time to time. For more accurate and updated fees/charges, kindly check with us.


For additional products offerings from Funding Societies, please refer to


+62 878 6500 8311

+62 877 7873 6144

Unifam Tower, Jl. Panjang Blok X No.1, Kedoya Utara, Kebon Jeruk, Jakarta Barat 11520, Indonesia

+65 6221 0958

112 Robinson Road
Level 8
Singapore 068902

+603 2202 1013

Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

+66 93 139 9721

No. 188, Spring Tower, 11th Floor,
Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400

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Invest on the go via the Funding Societies app

¹ Rate based as of March 26th, 2021.

*Disclaimer: Terms and conditions apply. Solution Financing is fulfilled by FS Capital Pte. Ltd. Solution Financing is subjected to the terms and conditions of FS Capital Pte. Ltd. For more information, please refer to Funding Societies Terms of Use. Interest rates offered to potential SMEs vary based on company risk profile and would be confirmed upon full document submission for credit assessment during loan application.

Funding Societies Pte. Ltd. is a crowdfunding platform licensed by the Monetary Authority of Singapore. The products offered by Funding Societies Pte. Ltd. are governed by the Securities and Futures Act (SFA) and shall be construed and understood as a debt security regardless of the references to "loan", "lending", "finance" or "financing".

Funding Societies is the leading peer-to-peer lending platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.