Our Business Term Loans

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Business Term
Loans

  • Loan tenor up to 12 months
  • Loan quantum from $300k to $1M
  • Origination fee from 5%
  • One of the highest Working Capital Loan
    quantum in the market

 

Fulfilled by FS Capital Pte Ltd

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Business Term
Loans PRO

  • Loan tenor 12 - 18 months
  • Loan quantum $100k to $300k
  • Origination fee from 3.5%
  • Only 4 documents required to get started

 

Fulfilled by FS Capital Pte Ltd

 

How to apply?

1

Apply in minutes

Sign up for an Elevate Account^ to apply for a loan in less than 5 minutes, using MyInfo for a quick and seamless process.

2

Review your offer

Upon reviewing your document submission, we will issue you the Letter of Offer. If you are agreeable, simply sign off the offer.

3

Contract and disbursement

Upon receiving your signed Letter of offer, we will disburse your funds to your account in as fast as 48 hours.

 

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GOVERNMENT-ASSISTED FINANCING

Explore Additional Financing Support for Your Business

FS Capital Pte. Ltd. is a Participating Financial Institution under Enterprise Singapore's Enterprise Financing Scheme (EFS).

Discover how government-assisted financing can support your business needs, including working capital and trade activities.

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1. Enterprise Singapore shares risk

The government shares part of the loan default risk with participating lenders.

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2. FS Capital assesses applications

We review your application based on scheme eligibility and our credit assessment.

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3. Your business gets financing if approved

Receive financing from FS Capital to support your business needs.

Subject to scheme eligibility and FS Capital's credit assessment. Borrowers must repay the full loan amount. Not all Funding Societies financing products are EFS facilities.

Why choose Business Term
Loans from Funding Societies:

No Collateral Required

No risk to your personal assets

Quick Application

Complete the application process online from the comfort of your home or office

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Run your business, not your books.

 

Am I eligible for Business Term Loans?

  • Tick Singapore registered Pte Ltd or LLP business
  • Tick Minimum 30% shareholding by a Singapore Citizen or Permanent Resident
  • Tick 6 months minimum operating history
  • Tick Achieve an annual turnover of SGD $500,000 or more
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Further Readings

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What is a Business Term Loan?

Find out what is a Business Term Loan, and how it can help SMEs overcome challenges stemming from short term cash flow problems.

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Understanding Term Loans: A Beginner’s Guide

Term loans provide borrowers or SMEs with an agreed amount of cash upfront in accordance with specific borrowing requirements and terms.

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Introducing Business Term Loans PRO!

Without adequate funding, small and medium-sized enterprises (SMEs) may find themselves unable to capitalise on timely market opportunities.

Frequently asked questions