Term Loans Singapore: Up to 1 Million SGD | Business Term Financing for SMEs

Business Term Loans for SMEs

Bigger, Better Financing

  • Financing between S$100,000 and S$1 million

  • Loan Tenor up to 36 Months

  • No collaterals required

  • Disbursed in as fast as 7 days


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Our Business Term Loans

Business Term Loans PRO

  • Loan tenor 12 - 36 months

  • Loan quantum $100k to $300k

  • Origination fee from 3.5%

  • Only 4 documents required to get started

term loan

Business Term Loans

  • Loan tenor up to 12 months

  • Loan quantum $300k to $1M

  • Origination fee from 5%

  • One of the highest Working Capital Loan quantum in the market

Both Business Term Loans and Business Term Loans PRO are fulfilled by FS Capital Pte. Ltd.

How to apply?

Apply in minutes

Sign up for an Elevate Account^ to apply for a Micro Loan in less than 5 minutes, using MyInfo for a quick and seamless process.

Review your offer

Upon reviewing your document submission, we will issue you the Letter of Offer. If you are agreeable, simply sign off the offer.

Contract and Disbursement

Upon receiving your signed Letter of offer, we will disburse your funds to your account in as fast as 48 hours.

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Why choose Business Term Loans from Funding Societies:

No Collateral Required

Access financing without risking personal assets 

Quick Application

Complete the application process online from the comfort of your home or office.

Am I eligible for Business Term Loans?

  • Be a Singapore-registered company 

  • Have a 30% minimum shareholding by a Singapore Citizen or Permanent Resident Director 

  • Have a minimum of 1-year operating history 

  • Achieve an annual turnover of SGD $500,00 or more 

Frequently asked questions

Business Term loans are unsecured loan products that allow SMEs to break down repayments into monthly instalments. You can get a working capital loan between $100,000 and $1 million with interest rates as low as 0.8% per month*.

*Interest rates subjected to final credit underwriting

Business Term Loan Pro is a medium-term financing solution designed to meet working capital needs with a loan tenure of 12-36 months. 

Business Term Loan is a short-term financing option, offering flexible solutions for working capital and business expansion with a loan tenure of up to 12 months. 


Both Business Term Loan PRO and Business Term Loan are fulfilled by FS Capital Pte. Ltd.

Repayment for Business Term Loans is made in monthly instalments, covering both principal and interest throughout the loan tenure.

Only Singapore-registered Pte Ltd and LLP companies are eligible for Business Term Loans.

Interest is charged at a flat rate over the loan tenure.

Funding Societies offers a range of financing options, including accounts payable (AP) financing, supply-chain financing and micro loans. For more information visit, Funding Societies 

Indonesia

Pendana
layanan@modalku.co.id
+62 877 3751 1114

Peminjam
info@modalku.co.id
+62 877 7873 6144

Penagihan
collection-id@modalku.co.id

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

info@fundingsocieties.com
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

info@fundingsocieties.com.my
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

SME Loan
info@fundingsocieties.co.th
+66 93 139 9721

Investment
invest@fundingsocieties.co.th
+66 62 197 8661

No. 29, Vanissa Building,
24th Floor, Room No. 2412 & 2414,
Soi Chidlom, Ploenchit Road,
Lumpini, Pathumwan,
Bangkok, 10330

Vietnam

info@fundingsocieties.vn
(+84) 28 7109 7896

The Sarus Building
67 Nguyen Thi Minh Khai
Ben Thanh Ward, District 1
Ho Chi Minh City, Vietnam

Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2023 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.