Prosper with Business Term Loans!
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Financing between S$100,000 and S$1 million
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Loan Tenor up to 36 Months
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No collaterals required
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Disbursed in as fast as 7 days
Our Business Term Loans
Business Term
Loans
- Loan tenor up to 12 months
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Loan quantum from $300k to $1M
- Origination fee from 5%
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One of the highest Working Capital Loan
quantum in the market
Fulfilled by FS Capital Pte Ltd
Business Term
Loans PRO
- Loan tenor 12 - 36 months
- Loan quantum $100k to $300k
- Origination fee from 3.5%
- Only 4 documents required to get started
Fulfilled by FS Capital Pte Ltd
How to apply?
Apply in minutes
Sign up for an Elevate Account^ to apply for a loan in less than 5 minutes, using MyInfo for a quick and seamless process.
Review your offer
Upon reviewing your document submission, we will issue you the Letter of Offer. If you are agreeable, simply sign off the offer.
Contract and disbursement
Upon receiving your signed Letter of offer, we will disburse your funds to your account in as fast as 48 hours.
^The Elevate Account and Cards is offered by CardUp Pte. Ltd (“CardUp”) and powered by Matchmove Pay Pte Ltd (“Matchmove”), use of which is governed by the Elevate Accounts & Cards Terms and Conditions. All wallet and card related information found in this statement is provided by and/or extracted from Matchmove. Click to here to learn more.
Why choose Business Term
Loans from Funding Societies:
No Collateral Required
No risk to your personal assets
Quick Application
Complete the application process online from the comfort of your home or office
Am I eligible for Business Term Loans?
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Singapore registered Pte Ltd or LLP business
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Minimum 30% shareholding by a Singapore Citizen or Permament Resident
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6 months minimum operating history
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Achieve an annual turnover of SGD $500,000 or more

Frequently asked questions
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What are Business Term Loans?
Business Term loans are unsecured loan products that allow SMEs to break down repayments into monthly instalments. You can get a working capital loan between $100,000 and $1 million with interest rates as low as 0.8% per month*.
*Interest rates subjected to final credit underwriting -
What are the differences between the 2 Business Term Loans?
Business Term Loan Pro is a medium-term financing solution designed to meet working capital needs with a loan tenure of 12-36 months.
Business Term Loan is a short-term financing option, offering flexible solutions for working capital and business expansion with a loan tenure of up to 12 months.
Both Business Term Loan PRO and Business Term Loan are fulfilled by FS Capital Pte. Ltd.
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What is the repayment schedule for Business Term Loan?
Repayment is done via monthly instalments composing of the principal and interest over the duration of the loan tenor.
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Are sole proprietorships eligible for Business Term Loans?
Unfortunately, only Singapore-registered Pte Ltd and LLP companies are eligible for Business Term Loans.
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How is interest calculated?
Flat interest is charged over the loan tenor.
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What other financing solutions do you offer?
For additional products offerings from Funding Societies, please refer to https://fundingsocieties.com/sme-loans.
Indonesia
Pemberi Dana
+62 877 7126 5290
Penerima Dana
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
108 Robinson Road
#06-01
Singapore 068900
Malaysia
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
+66 93 139 9721
Investment
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,
Hanoi, Vietnam
Who we are
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Singapore
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Indonesia
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Malaysia
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Thailand
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Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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