Business Term Loans Singapore | Up to 2 Million SGD Financing for SMEs

Term Loans

Scale Up

with Term Loans for your business

  • Financing between $50,000 and $2 million SGD

  • No collateral required

  • No lock in period

Am I eligible for Term Loans?

  • Singapore registered business
  • Minimum 30% shareholding by a Singaporean Citizen or Permanent Resident Director
  • 2 year minimum operating history
  • Minimum annual turnover of $300,000 SGD

Why choose Term Loans from Funding Societies:

No Collateral Financing

We focus on your business potential and want to help you grow.

Full Transparency

We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about. See our FAQs at the bottom for more information.

Quick Application

We have an online application that saves you the hassle of having to leave the comfort of home, or work.

Flexible Repayment Options

Repayment tenure up to 12 months, with multiple repayment options.

How to apply?

Sign up as a borrower

We will require different documents during the loan application process. Please view the FAQ section below for more detailed information.

Review your offer

Upon reviewing your application, we will get in touch with about your potential financing options. If you are happy, simply accept the offer and move to the next steps.

Contract and Disbursement

Once you receive the contract, send it back to us signed and sealed. We will disburse your funds within 48 hours² of receiving your signed contract.

We've got you covered

Not what you’re looking for?
We have other financing solutions available to serve your needs.

Check out our other SME loan offerings

100% committed to supporting SMEs 

100% focused on SMEs’ financial needs

100% stronger together

Frequently asked questions

Term loans, also known as term financing, are unsecured loan products that allow SMEs to break down repayments into monthly instalments. With term loans you can get a working capital loan between $50,000 and $2 million SGD with interest rates as low as 0.8% per month.

  • 2 years financial statements
  • Latest 6 months bank statements
  • Director(s) and Shareholder(s) NRIC or Passport, 2 year NOA, CBS report


Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.

For additional products offerings from Funding Societies, please refer to


Pemberi Dana
+62 877 7126 5290

Penerima Dana
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
+66 93 139 9721

+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

(+84) 28 7109 7896

2/F Sonatus Building,
15 Le Thanh Ton,
Ben Nghe Ward,
District 1,
Ho Chi Minh City, Vietnam

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Invest on the go via the Funding Societies app

¹ Rate based as of July 1st, 2020

² Terms & Conditions Apply

Funding Societies Pte. Ltd. is a digital financing platform licensed by the Monetary Authority of Singapore. The products offered by Funding Societies Pte. Ltd. are governed by the Securities and Futures Act (SFA) and shall be construed and understood as a debt security regardless of the references to "loan", "lending", "finance" or "financing".

Funding Societies is the leading SME digital financing platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.