Accounts Receivable Financing
Get cash upfront from your invoices
- Credit line up to SGD 1 million
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Financing up to 90% of the invoice value
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Tenor up to 120 days
What is Accounts Receivable Financing?

Accounts Receivable Financing allows firms to receive cash earlier than the specified terms of payment through pledging invoices, as an alternative to traditional business loans. This is a financing option suitable for SMEs who have a steady stream of recurring invoices. Accounts Receivable Financing allows either notified or non-notified arrangements to suit different business requirements.
A financing solution to
boost your business cash flow
Customizable Structure
We offer invoice financing line facilities with notified and non-notified options, and are confident of having a solution suitable to your needs.
Flexible Repayment Options
We provide tenures from 30, 60, 90 to 120 days to best fit your business requirements.
Full Transparency
We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about. See our FAQs at the bottom for more information.
Quick Application
We have an online application that saves you the hassle of having to leave the comfort of home, or work.
Am I eligible for Accounts Receivable Financing?
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Singapore registered Pte Ltd or LLP business
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Minimum 30% shareholding by a Singapore Citizen or Permament Resident
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6 months minimum operating history

Frequently asked questions
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What is Accounts Receivable Financing?
Accounts Receivable Financing is a broad concept of financing arrangement where it allows companies to finance their early payment on their sales invoices or sales purchases, for goods delivered and/or services completed. This method of financing is ideal for businesses in need of consistent cash flow or cash upfront, especially if the majority of their transactions are on credit terms.
Fulfilled by FS Capital Pte. Ltd. -
What documents are required for my Accounts Receivable Financing application?
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2 years financial statements, or up to date management financial statements, whichever is applicable
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Latest 6 months bank statements
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Director(s) and Shareholder(s) NRIC or Passport, latest 2 year NOA and CBS report
Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.
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What other financing solutions do you offer?
For additional products offerings from Funding Societies, please refer to https://fundingsocieties.com/sme-loans
We've got you covered
Not what you’re looking for? We have other financing solutions available to serve your needs.
Indonesia
Pemberi Dana
+62 877 7126 5290
Penerima Dana
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
108 Robinson Road
#06-01
Singapore 068900
Malaysia
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
+66 93 139 9721
Investment
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,
Hanoi, Vietnam
Who we are
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Singapore
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Indonesia
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Malaysia
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Thailand
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Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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