Property-Backed Secured Financing

Convert your property into cash

as an equity term loan cash out

  • Financing up to $3 million SGD

  • Up to 80% of the property value

Am I eligible for Property-Backed Secured Loans?

  • Singapore registered business
  • Minimum 30% shareholding by a Singaporean Citizen or Permanent Resident Director

Why choose Property-Backed Secured Loans from Funding Societies

Full Transparency

We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about. See our FAQs at the bottom for more information.


Applicable to all companies, including start-ups.

Flexible Repayment Options

Ease your cash flow with monthly interest repayment. Principal repayment is only due at the end of the loan tenure.

How to apply?

Apply Here!

Our team will contact you for more information upon your application.

Review your offer

Upon reviewing your document submission, we will issue you the Letter of Offer. If you are agreeable, simply sign off the offer.

Contract and Disbursement

Once you receive the contract, send it back to us signed and sealed. Your funds will be disbursed as soon as possible to meet your business needs.

We've got you covered

Not what you’re looking for?
We have other financing solutions available to serve your needs.

Check out our other SME loan offerings

100% committed to supporting SMEs 

100% focused on SMEs’ financial needs

100% stronger together

Frequently asked questions


Property-backed secured loans, also known as property-backed financing, is a secured loan product that allows SMEs to use their properties as collateral. With property-backed secured loans you can get a working capital loan of up to $3 million SGD with interest rates as low as 0.6% per month.

Fulfilled by FS Capital Pte. Ltd.


  • 2 years financial statements

  • Latest 6 months bank statements

  • Director(s) and Shareholder(s) NRIC or Passport, 2 year NOA and CBS report


Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.


For additional products offerings from Funding Societies, please refer to


Pemberi Dana
+62 877 7126 5290

Penerima Dana
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
+66 93 139 9721

+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

lockSSL Secure Site

Invest on the go via the Funding Societies app

¹ Rate based as of March 22nd, 2021

Funding Societies Pte. Ltd. is a SME Digital Financing platform licensed by the Monetary Authority of Singapore. The products offered by Funding Societies Pte. Ltd. are governed by the Securities and Futures Act (SFA) and shall be construed and understood as a debt security regardless of the references to "loan", "lending", "finance" or "financing".

Funding Societies is the leading SME Digital Financing platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.