Funding Societies is a Participating Financial Institution under Enterprise Singapore’s (ESG) Enterprise Financing Scheme. Find out more.
Start-Up Financing
- Fixed $10,000 or $15,000 loan quantum
- 5 months loan tenor
- ZERO interest on timely repayments
- Simple application process in less than 10 mins
- Swift approval and disbursement - within 2 working days*
Start-Up Financing is fulfilled by FS Capital Pte Ltd
Powered by:
What is Start-Up Financing?
Funding that’s open to all businesses — from one day old to well-established.
Start-Up Financing gives you fast access to working capital to cover early expenses, kickstart new operations, or seize urgent opportunities. Whether you’re just launching or already growing, you can apply and get funded within days — with minimal documentation and a rapid approval process.
The best part? Zero-interest when you repay on time.
How does start-up loans help your business?
Fund initial
development costs
Lighten
operating costs
Kickstart sales and
marketing campaigns
Support Urgent
Opportunities
Fully digital application in less than 10 mins
The Elevate Account and Cards is offered by CardUp Pte. Ltd (“CardUp”) and powered by Matchmove Pay Pte Ltd (“Matchmove”), use of which is governed by the Elevate Accounts & Cards Terms and Conditions.
All wallet and card related information found in this statement is provided by and/or extracted from Matchmove. Click to here to learn more.
Am I Eligible for Start-Up Funding?
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Singapore registered Pte Ltd or LLP business
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Minimum 30% local shareholding by a Singapore Citizen or Permament Resident
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Personal Gurarantee (PG) from at least 1 Director who is a Singapore Citizen or Permament Resident
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Only first-time borrowers who have not previously obtained a loan from Funding Societies

Frequently asked questions
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Is my company eligible if it was just incorporated?
Yes. We welcome businesses of all stages, from newly incorporated companies with limited financial history to established companies seeking a new funding partnership with Funding Societies. -
What documents are required to apply?
We’ve streamlined the process for your convenience. Just provide:- Director/Guarantor’s latest CBS report (Dated within 30 days from submission date).
- Director/Guarantor’s NRIC & latest year Notice of Assessment (retrieved via Myinfo Business)
That’s all! We don’t require six months of bank statements or financial reports, so you can focus on what matters most. Note: A one-month bank statement may be requested for account verification during disbursement, but we’ll notify you if needed. -
Can I make early repayments?
Yes. You have the flexibility to fully repay your loan whenever you want. However, with no interest on timely repayments, you might find it more beneficial to hold on to your funds to maximize cash flow and stick to the monthly principal payments. -
What can I use this loan for?
The loan is designed to enable flexible funding to supplement your business working capital needs.
Other Notes
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Indonesia
Pemberi Dana
+62 877 7126 5290
Penerima Dana
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
General Enquiries:
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Sales Enquiries:
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108 Robinson Road
#06-01
Singapore 068900
Malaysia
Primary contact
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Secondary contact
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Thailand
SME Loan
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Investment
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Bangkok, 10400
Vietnam
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Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
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Dong Da District,
Hanoi, Vietnam
Who we are
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Singapore
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Indonesia
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Malaysia
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Thailand
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Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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