What is Start-Up Financing?

Funding that’s open to all businesses — from one day old to well-established.

Start-Up Financing gives you fast access to working capital to cover early expenses, kickstart new operations, or seize urgent opportunities. Whether you’re just launching or already growing, you can apply and get funded within days — with minimal documentation and a rapid approval process.

The best part?  Zero-interest when you repay on time.

Our Business Term Loans

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Start-Up Financing

  • $10,000 Loan Quantum
  • 5 Months Loan Tenor
  • Zero Origination Fees
  • Fixed repayment of $2,000 per month
 

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Start-Up Financing PRO

  • $15,000 Loan Quantum
  • 5 Months Loan Tenor
  • One-Time $500 Origination Fee
  • Fixed repayment of $3,000 per month
 

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Fully digital application in less than 10 mins

 

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Am I Eligible for Start-Up Funding?

  • Tick Singapore registered Pte Ltd or LLP business
  • Tick Minimum 30% local shareholding by a Singapore Citizen or Permament Resident
  • Tick Personal Gurarantee (PG) from at least 1 Director who is a Singapore Citizen or Permament Resident
  • Tick Only first-time borrowers who have not previously obtained a loan from Funding Societies
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Frequently asked questions

  • Is my company eligible if it was just incorporated?


    Yes. We welcome businesses of all stages, from newly incorporated companies with limited financial history to established companies seeking a new funding partnership with Funding Societies.

  • What documents are required to apply?


    We’ve streamlined the process for your convenience. Just provide:

    • Director/Guarantor’s latest CBS report (Dated within 30 days from submission date).
    • Director/Guarantor’s NRIC & latest year Notice of Assessment (retrieved via Myinfo Business)


    That’s all! We don’t require six months of bank statements or financial reports, so you can focus on what matters most. Note: A one-month bank statement may be requested for account verification during disbursement, but we’ll notify you if needed.

  • Can I make early repayments?


    Yes. You have the flexibility to fully repay your loan whenever you want. However, with no interest on timely repayments, you might find it more beneficial to hold on to your funds to maximize cash flow and stick to the monthly principal payments.

  • What can I use this loan for?


    The loan is designed to enable flexible funding to supplement your business working capital needs.

Other Notes

Every reasonable effort has been made to ensure that the turnaround time is adhered to but the timeline may still be subjected to change depending on various circumstances including but not limited to the completeness of information furnished by the applicant. Other Terms and Conditions may apply.

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