Accounts Payable Financing
Go big on your ventures with Accounts Payable (AP) Financing. Free up your working capital and seize every opportunity ahead!
- Line quantum up to $500k
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Tenor up to 90 days
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Available for worldwide purchases
We pay for your invoices first
We understand that it may be difficult to balance cash flow for operational requirements. With AP Financing, throw your worries out of the window and start going BIG with your purchases!
How Does AP Financing Work?

Read more about Accounts Payable Financing

Differences between Accounts Receivable Financing and Accounts Payable Financing
Accounts Receivable Financing and Accounts Payable Financing provide businesses with a way to bridge the gap between when they incur expenses and when they receive payment from customers. Explore the differences between these two forms of financing, so that you can make the right decision before applying for a business loan.

Rescuing F&B Supplier Relationships with Accounts Payable Financing
Accounts Payable Financing is one of the fastest customisable ways to finance a business’ purchase of goods from a supplier. This type of financing helps fill the gap in cash flow between paying for business costs and maintaining a healthy working relationship with your suppliers.
Frequently asked questions
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What is AP Financing?
Accounts Payable (AP) Financing is a cash advance that your company can receive on your purchases. With AP Financing, FS will pay your supplier 100% of the costs required to produce and deliver the goods to you. In other words, provide us with the invoice your supplier bills you, and we will pay on behalf of you.
Fulfilled by FS Capital Pte. Ltd. -
What documents are required for AP Financing application?
- Latest 6 months operating bank statements
- Director(s) and Shareholder(s) NRIC or Passport, latest 2 year NOA and CBS report
- Latest 1 set of payment trail (Supplier’s Invoice + Payment records)
- Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received. -
What are the eligibility criteria for AP Financing?
- Singapore Registered Business
- Only Pte Ltd Co or LLP Incorporated with operating history for more than 12 months
- No more than 30DPD in current or previous loans/facilities with FS -
Can I pay in non-SGD?
Yes! We work with a partner that offers cross-border payments with attractive forex conversion rates for non-SGD payments.
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Does Funding Societies issue Letter of Credit (LC)?
We do not issue LC.
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Who can we pay?
FS can only make disbursements to corporates i.e., no individual names.
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What other financing solutions does Funding Societies offer?
For additional products offerings from Funding Societies, please refer to https://fundingsocieties.com/borrow
Indonesia
Pemberi Dana
+62 877 7126 5290
Penerima Dana
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
108 Robinson Road
#06-01
Singapore 068900
Malaysia
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
+66 93 139 9721
Investment
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,
Hanoi, Vietnam
Who we are
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Singapore
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Indonesia
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Malaysia
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Thailand
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Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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