2 minutes to apply. As soon as 2 hours for a decision. As soon as 24 hours for fund disbursement.
Our technology enables us to make decisions that are not based solely on personal credit scores.
Use our web and mobile applications to apply, review and manage your loans.
No early repayment fees.
Apply in 2 minutes with just your basic information. Minimum loan amount starts at S$10,000.
We will review your application and make a tentative offer based on different criteria within 24 hours.
Receive funds in your business bank account in as fast as 24 hours after the loan is approved and you E-sign the contract.
We also offer reduced service fees for repeat loans.
Speak with us directly for more information.
Micro Loans are small unsecured loans between $10,000 to $150,000 to fuel your SME business. These flexible, short-term loans can be a very useful alternative to larger business loans.
Fulfilled by FS Capital Pte. Ltd.
A Micro Loan operates by providing small-scale financial assistance to businesses, typically with relatively low loan amounts. These loans are often easier to qualify for than traditional bank loans and come with simplified application and approval processes.
Borrowers receive a specific sum, which they must repay with interest over a predetermined period, usually in regular instalments. Micro Loans are commonly used for various purposes, including covering business expenses, purchasing equipment, or addressing SMEs other financial needs to grow their business, making it a valuable resource for those who require modest amounts of funding.
In order to process an application quickly and efficiently, please provide the following documentation in your loan application:
- Latest 6 months business bank statement with a cutoff date being 10th of the month. For example, if an application is made on the 10th of the month onwards, you will require last month’s bank statement.
- Credit Bureau report for Guarantors (30 days validity)
- Latest 2 years Notice of Assessment for Guarantors
- An image of the front and the back of your NRIC card.
We do not offer personal loans currently.
Depending on your needs and the nature of your loan, you could apply for a period/tenor of up to 18 months.
Learn more about micro loans today.
+65 6221 0958
+65 6011 7534
112 Robinson Road
+603 9212 0208
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
(+84) 28 7109 7896
The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Fulfilled by FS Capital Pte. Ltd.
FS Capital Pte. Ltd. is part of the Funding Societies Brand.
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
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