Micro Loans
Business financing
made simple
Obtain unsecured working capital between S$3,000 - S$100,000 to fuel your business.
Apply in 2 minutes
Disbursement as soon as 24 hours
Tenor range from 1 - 12 months
No early repayment fees
Loan amount up to S$100,000
Have applied already? Check your application
A simple financing solution to ease your business
Fast
2 minutes to apply. As soon as 2 hours for a decision. As soon as 24 hours¹ for fund disbursement.
Fair
Our technology enables us to make decisions that are not based solely on personal credit scores.
Easy Access
Use our web and mobile applications to apply, review and manage your loans.
How can a Micro Loan help your SME business?
Covering one off costs
Refurbishment costs
Inventory purchases
Expanding your business
Boosting cash flow
Urgent projects and opportunities
Am I eligible?
Singapore registered business entities including sole-proprietors
6 months minimum operating history
Minimum 30% local shareholding
Financing in 4 Steps
Tailored for small and medium sized enterprises (SMEs), we make it easy to get back to business.
Apply
within minutes
Apply in minutes with no commitments. All we need is some basic information about your business for verification purposes.
Receive
financing offer
We will review your application and make a tentative offer based on different criteria within 24 hours. ¹
E-sign contract and
receive funds
Receive funds in your business bank account after the loan is approved and you E-sign the contract.
No penalties for
early repayments
We also offer reduced service fees for repeat loans.
Speak with us directly for more information.
Apply now
Required documents for this application:
6 months company bank statements
A picture of your NRIC, front & back
NRIC picture of all additional directors/guarantors, front & back
CBS report
Past 2 years NOA
We've got you covered
We also offer business term loans and invoice financing to serve your needs.
Frequently asked questions
Micro loans, also known as micro financing, are flexible short-term loans for SMEs with approval within 24 hours. Micro loans are suitable for SMEs that need urgent financing.
The loan amount will be in the range of S$3,000 - S$100,000.
In order to process an application quickly and efficiently, please provide the following documentation in your loan application:
- Latest 6 months business bank statement with a cutoff date being 10th of the month. For example, if an application is made on the 10th of the month onwards, you will require last month’s bank statement.
- Credit Bureau report for Guarantors (30 days validity)
- Latest 2 years Notice of Assessment for Guarantors
- An image of the front and the back of your NRIC card.
Note: if you are a sole proprietorship and do not use a business bank account, your 6 months personal bank statement is sufficient.
We do not offer personal loans currently.
Indonesia
Pemberi Dana
layanan@modalku.co.id
+62 878 2325 1976
Penerima Dana
info@modalku.co.id
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
info@fundingsocieties.com
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
112 Robinson Road
Level 8
Singapore 068902
Malaysia
info@fundingsocieties.com.my
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
info@fundingsocieties.co.th
+66 93 139 9721
Investment
invest@fundingsocieties.co.th
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
info@fundingsocieties.vn
(+84) 28 7109 7896
2/F Sonatus Building,
15 Le Thanh Ton,
Ben Nghe Ward,
District 1,
Ho Chi Minh City, Vietnam
Singapore
Indonesia
Malaysia
Thailand¹ Terms & Conditions Apply. Micro Loans will be fulfilled by FS Capital Pte. Ltd.
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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