Micro Loans
SME Loan
made effortless
Get unsecured working capital up to S$150,000 & receive funds in just 24 hours!
Apply quickly in less than 10mins
Loan disbursement in as quick as 24 hours
Available tenor options ranging up to 18 months
No additional fees for early repayment
Loan limit up to S$150,000
Powered by
A simple SME Loan solution to ease your business
Fast
2 minutes to apply. As soon as 2 hours for a decision. As soon as 24 hours for fund disbursement.
Fair
Our technology enables us to make decisions that are not based solely on personal credit scores.
Easy Access
Sign up for an Elevate account and use web or mobile app to apply, review and manage your loans.
How can a Micro Loan help your SME business?
Covering one off costs
Refurbishment costs
Inventory purchases
Expanding your business
Boosting cash flow
Urgent projects and opportunities
Am I eligible?
Singapore registered business entities
6 months minimum operating history
Minimum 30% local shareholding
SME Micro Financing in 4 Steps
Tailored for small and medium-sized enterprises (SMEs), we make it easy to get back to business.
Apply
in minutes
Sign up for an Elevate Account^ to apply for a Micro Loan in less than 5 minutes, using MyInfo for a quick and seamless process.
Receive
financing offer
We will review your application and make a tentative offer based on different criteria within 24 hours.
E-sign contract and
receive funds
Receive funds in your business bank account in as fast as 24 hours after the loan is approved and you E-sign the contract.
No penalties for
early repayments
We also offer reduced service fees for repeat loans.
Speak with us directly for more information.
^The Elevate Account and Cards is offered by CardUp Pte. Ltd (“CardUp”) and powered by Matchmove Pay Pte Ltd (“Matchmove”), use of which is governed by the Elevate Accounts & Cards Terms and Conditions. All wallet and card related information found in this statement is provided by and/or extracted from Matchmove. Click to here to learn more.
Frequently asked questions
Micro Loans are small unsecured loans between $10,000 to $150,000 to fuel your SME business. These flexible, short-term loans can be a very useful alternative to larger business loans.
Fulfilled by FS Capital Pte. Ltd.
A Micro Loan operates by providing small-scale financial assistance to businesses, typically with relatively low loan amounts. These loans are often easier to qualify for than traditional bank loans and come with simplified application and approval processes.
Borrowers receive a specific sum, which they must repay with interest over a predetermined period, usually in regular instalments. Micro Loans are commonly used for various purposes, including covering business expenses, purchasing equipment, or addressing SMEs other financial needs to grow their business, making it a valuable resource for those who require modest amounts of funding.
In order to process an application quickly and efficiently, please provide the following documentation in your loan application:
- Latest 6 months business bank statement with a cutoff date being 10th of the month. For example, if an application is made on the 10th of the month onwards, you will require last month’s bank statement.
- Credit Bureau report for Guarantors (30 days validity)
- Latest 2 years Notice of Assessment for Guarantors
- An image of the front and the back of your NRIC card.
We do not offer personal loans currently.
Depending on your needs and the nature of your loan, you could apply for a period/tenor of up to 18 months.
For additional product offerings from Funding Societies, please refer to https://fundingsocieties.com/sme-loans.
Learn more about micro loans today.
Indonesia
Pemberi Dana
layanan@modalku.co.id
+62 877 3751 1114
Penerima Dana
info@modalku.co.id
+62 877 7873 6144
Penagihan
collection-id@modalku.co.id
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
info@fundingsocieties.com
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
112 Robinson Road
Level 8
Singapore 068902
Malaysia
info@fundingsocieties.com.my
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
info@fundingsocieties.co.th
+66 93 139 9721
Investment
invest@fundingsocieties.co.th
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
info@fundingsocieties.vn
(+84) 28 7109 7896
The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam
Singapore
Indonesia
Malaysia
Thailand
VietnamFunding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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