Investment returns of
Short term investments
Invest from just
Debt Investing is an investment concept where individuals & institutions jointly invest in financing to SMEs and earn returns in the form of interests. The debt investment platform connects SMEs sourcing for business financing directly with investors who are looking to participate in this asset class as part of their investment portfolio. With over S$2 billion in business financing funded regionally till date, Funding Societies is the largest debt investment platform in the region.
Investment into a property-backed financing with repayments effectively guaranteed
Investment into a micro financing with repayments effectively guaranteed
Investment into a property-backed financing
4% - 8% p.a.
Investment into a invoice backed financing
8% - 18% p.a.
Investment into a revolving credit line granted to SMEs
8% - 18% p.a.
Investment into a business term financing
8% - 18% p.a.
Learn more about our investment products here
Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns. The Product type interest rates indicated above are derived from historical rates of returns and are exclusive of service fees
Information accurate as of 29/03/2021
Create an investor account in minutes and verify your email address.
Choose between signing up with Myinfo or fill in your information manually.
Make an initial deposit of S$100 to activate your account.
Start participating in investment opportunities from just S$20.
Choose between investing manually or Auto Invest which will allow you to automate your funds deployment
To invest automatically, set up your Auto Invest bots for each investment product. Learn more here
Receive the fact sheet prior to each debt investment deal to review the financing terms
Not keen on that particular deal but you got auto invested? Have the option to opt out before the debt investment start time
Depending on the product you invest into, you’ll receive monthly repayments including interest, but minus the service fee
Invest wherever you are with our desktop and mobile app, available on both iOS & Android
Here are a few reasons why you will love investing with Funding Societies
We make the concept of Debt Investing easy for you to understand
Investment starts from S$20
Ability to re-invest quickly with monthly repayment for most products
Tenors of up to 12 months only
We are the first platform in Singapore to engage an escrow agency to manage investors’ money to give our investors peace of mind.
We advocate ‘Skin in The Game’ philosophy by investing into the notes put up on our platform alongside our investors. We are in this with you.
Singaporean retail investors can enjoy tax exemption on the interest returns from year 2020 onward.
Myinfo - Sign up via Myinfo for a seamless experience
Mobile app - Invest and review your portfolio anytime, anywhere with our investor mobile app.
Auto Invest - Set up Auto Invest bots and let the system automatically deploy funds for you based on your investment preferences.
Funding Societies Pte. Ltd. is a Capital Markets Services licensee regulated by the Monetary Authority of Singapore.
We welcome individuals ranging from university students to high level executives and institutional investors such as fund management companies and family offices to invest on our platform. Do note that investors have to be at least 21 years old and above.
We welcome both Singaporean & foreigner investors on our platform. The only difference is that we’ll require you to submit additional documents such as a copy of your passport or proof of residential address during your onboarding process.
Do note that the acceptance of foreigner investors are subjected to regulatory restrictions such as Anti-Money Laundering and Countering the Financing of Terrorism policies and other requirements from the regulatory bodies.
Investments on the platform starts at S$20 per note. This means that you’ll be able to start investing with just S$20.
We do not charge a fee for setting up an account. However, we do charge a nominal fee of 18% of the interest earned to cover operational costs. This is inclusive of the prevailing GST.
All returns on investments with Funding Societies in year 2020 and the subsequent years going forward are exempted from tax. This is only applicable for individual Singaporean tax residents, excluding any foreigner investors, institutional and corporate investors. Withholding tax is applicable for foreign residents
Learn how to maximise your investments and minimise your risks.
+65 6221 0958
112 Robinson Road
+603 2202 1013
Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
+66 93 139 9721
No. 188, Spring Tower, 11th Floor,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
© 2021 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.