English
Indonesia
MalaysiaInvestment returns of
7.28%
(weighted average in 2020)
Short term investments
No more than
12 months
Invest from just
SGD20
What is P2P Investment?
Peer to peer Investment (P2P Investment), also known as P2P lending, is an investment concept where individuals & institutions jointly invest in financing to SMEs and earn returns in the form of interests. The P2P Investment platform connects SMEs sourcing for business financing directly with investors who are looking to participate in P2P Investment as part of their investment portfolio. With over S$1 billion in business financing funded regionally till date, Funding Societies is the largest P2P investment platform in the region
Types of P2P Investment Products
Guaranteed Property-backed Investment
Investment into a property-backed financing with repayments effectively guaranteed
Interest Rate
3% - 8% p.a.
Guaranteed Returns Investment
Investment into a micro financing with repayments effectively guaranteed
Interest Rate
2% - 8% p.a.
Property-backed Secured Investment
Investment into a property-backed financing
Interest Rate
4% - 8% p.a.
Invoice Financing Investment
Investment into a invoice backed financing
Interest Rate
8% - 18% p.a.
Revolving Credit Investment
Investment into a revolving credit line granted to SMEs
Interest Rate
8% - 18% p.a.
Business Term Investment
Investment into a business term financing
Interest Rate
8% - 18% p.a.
Learn more about our investment products here
*Disclaimer
Historical rate of returns may not reflect the future rate of return
Information accurate as of 28/08/2020
Investing in 4 Steps
Diversify your portfolio by investing into a unique asset class of local SME business financing
Register For
An Account
Create an investor account in minutes and verify your email address.
Fill In
Your Information
Choose between signing up with MyInfo or fill in your information manually.
Deposit Money
Make an initial deposit of S$100 to activate your account.
Start Investing
Start participating in investment opportunities from just S$20.
How investing with us works
1.
Choose between investing manually or Auto Invest which will allow you to automate your funds deployment
2.
To invest automatically, set up your Auto Invest bots for each investment product. Learn more here
3.
Receive the fact sheet prior to each crowdfunding deal to review the financing terms
4.
Not keen on that particular deal but you got auto invested? Have the option to opt out before the crowdfund start time
5.
Depending on the product you invest into, you’ll receive monthly repayments including interest, but minus the service fee
6.
Invest wherever you are with our desktop and mobile app, available on both iOS & Android
Start Crowdfunding With Us Today
Here are a few reasons why you will love investing with Funding Societies
Low Barrier to Entry
We make the concept of P2P Lending easy for you to understand
Investment starts from S$20
Ability to re-invest quickly with monthly repayment for most products
Tenors of up to 12 months only
Looking out to protect your interests
We are the first platform in Singapore to engage an escrow agency to manage investors’ money to give our investors peace of mind.
We advocate ‘Skin in The Game’ philosophy by investing into the notes put up on our platform alongside our investors. We are in this with you.
Singaporean retail investors can enjoy tax exemption on the interest returns from year 2020 onward.
Seamless investor experience
MyInfo - Sign up via MyInfo for a seamless experience
Mobile app - Invest and review your portfolio anytime, anywhere with our investor mobile app.
Auto Invest - Set up Auto Invest bots and let the system automatically deploy funds for you based on your investment preferences.
Frequently Asked Questions
Funding Societies Pte. Ltd. is a Capital Markets Services licensee regulated by the Monetary Authority of Singapore.
We welcome individuals ranging from university students to high level executives and institutional investors such as fund management companies and family offices to invest on our platform. Do note that investors have to be at least 21 years old and above.
We welcome both Singaporean & foreigner investors on our platform. The only difference is that we’ll require you to submit additional documents such as a copy of your passport or proof of residential address during your onboarding process.
Do note that the acceptance of foreigner investors are subjected to regulatory restrictions such as Anti-Money Laundering and Countering the Financing of Terrorism policies and other requirements from the regulatory bodies.
Investments on the platform starts at S$20 per note. This means that you’ll be able to start investing with just S$20.
We do not charge a fee for setting up an account. However, we do charge a nominal fee of 18% of the interest earned to cover operational costs. This is inclusive of the prevailing GST.
All returns on investments with Funding Societies in year 2020 and the subsequent years going forward are exempted from tax. This is only applicable for individual Singaporean tax residents, excluding any foreigner investors, institutional and corporate investors. Withholding tax is applicable for foreign residents
Learn the P2P lending concept, how to maximise your investments and minimise your risks.
Minimise Your Risk
All investments bear risks. Diversification is one of the ways you can minimise your risk.
Maximising Investments
Reinvest using your capital gains to fund other SMEs while maximizing your returns.
Indonesia
Pendana
layanan@modalku.co.id
+62 878 6500 8311
Peminjam
info@modalku.co.id
+62 877 7873 6144
Unifam Tower, Jl. Panjang Blok X No.1, Kedoya Utara, Kebon Jeruk, Jakarta Barat 11520, Indonesia
Malaysia
info@fundingsocieties.com.my
+603 2202 1013
Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
thailand@fundingsocieties.com
+66 93 139 9721
No. 188, Spring Tower, 11th Floor,
Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400
Funding Societies is the leading peer-to-peer lending platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.