Accounts Payable (AP) Financing

Go big on your ventures with AP Financing. Free up your working capital and seize every opportunity ahead!

  • Tenor up to 90 days

  • Available for worldwide purchases

Free up your cash flow now

We Pay for your Invoices First

We understand that it may be difficult to balance cash flow for operational requirements. With AP Financing, throw your worries out of the window and start going BIG with your purchases!

How Does AP Financing Work?

Read more about AP Financing

Accounts Receivable Financing and Accounts Payable Financing provide businesses with a way to bridge the gap between when they incur expenses and when they receive payment from customers. Explore the differences between these two forms of financing, so that you can make the right decision before applying for a business loan.


Accounts Payable (AP) financing is one of the fastest customisable ways to finance a business’ purchase of goods from a supplier. This type of financing helps fill the gap in cash flow between paying for business costs and maintaining a healthy working capital.



Accounts Payable (AP) Financing is a cash advance that your company can receive on your purchases. With AP Financing, FS will pay your supplier 100% of the costs required to produce and deliver the goods to you. In other words, provide us with the invoice your supplier bills you, and we will pay on behalf of you.

Fulfilled by FS Capital Pte. Ltd.

  • Latest 6 months operating bank statements
  • Director(s) and Shareholder(s) NRIC or Passport, latest 2 year NOA and CBS report
  • Latest 1 set of payment trail (Supplier’s Invoice + Payment records)
  • Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.

- Singapore Registered Business
- Only Pte Ltd Co or LLP Incorporated with operating History for more than 12 months
- No more than 30DPD in current or previous loans/facilities with FS

Yes! We work with a partner that offers cross-border payments with attractive forex conversion rates for non-SGD payments.

We do not issue LC.

FS can only make disbursements to corporates i.e., no individual names.

For additional products offerings from Funding Societies, please refer to


Pemberi Dana
+62 877 7126 5290

Penerima Dana
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
+66 93 139 9721

+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2023 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.