Principal & Interests are effectively guaranteed by FS Capital Pte. Ltd. regardless of the SME's repayment status
Diversify the risk on your investment portfolio
Balance Your Risk
Lower risk as compared to other investment products on the platform
Investors faced zero defaults on this product till date
The guaranteed return products are offered under Funding Societies' debt investment products
Investment into a micro financing with repayments effectively guaranteed
In the case of delay or default, repayments will be made immediately irrespective of the recovery stage
Investment tenors typically between 1-6 months
2% - 8% p.a.
Investment into a property-backed financing with repayments effectively guaranteed
Singapore property put up as collateral against the note
In the case of default, repayment will be made within 45 days irrespective of property liquidation outcome
Investment tenors typically between 6-12 months
3% - 8% p.a.
Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns. The Product type interest rates indicated above are derived from historical rates of returns and are exclusive of service fees
Information accurate as of 24/06/2021
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As our investor base grows over time, we need to continuously innovate new investment products to meet the needs of a wider range of investor profiles. We launched the Guaranteed Returns product line to cater to investors seeking a lower risk form of passive income while still enjoying a rate of return between 2% - 8% p.a.
Yes. You can do so by either manually investing into any Guaranteed Returns investment opportunities available or simply set up an Auto Invest bot that automatically invests into any of the Guaranteed Returns products.
While we're not expecting FSC to make late repayments, investors are still entitled to late repayment fees for every day of delay. In the unlikely event that FSC is unable to repay the principal and interest after 90 days past due date, the deals will be considered as default and FSC will be in default.
Yes, our standard fee of 18% of interest earned is charged.
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+65 6221 0958
112 Robinson Road
+603 2202 1013
Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
+66 93 139 9721
No. 188, Spring Tower, 11th Floor,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
© 2021 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.