Guaranteed Returns Investment Products
An investment option with monthly repayments
Guaranteed Returns
Balance Your Risk
Diversification
No Defaults
Guaranteed returns on your investment
Guaranteed Returns
Principal & Interests are effectively guaranteed by FS Capital Pte. Ltd. regardless of the SME's repayment status
Diversification
Diversify the risk on your investment portfolio
Balance Your Risk
Lower risk as compared to other investment products on the platform
No Defaults
Investors faced zero defaults on this product till date
How Are My Returns Guaranteed?
The guaranteed return products are offered under Funding Societies' debt investment products
Types of Guaranteed Return Products
Guaranteed Returns Investment (GRI)
Investment into a micro financing with repayments effectively guaranteed
In the case of delay or default, repayments will be made immediately irrespective of the recovery stage
Investment tenors typically between 1-6 months
Interest rates
2% - 8% p.a.
Guaranteed Property-backed Investment (GPI)
Investment into a property-backed financing with repayments effectively guaranteed
Singapore property put up as collateral against the note
In the case of default, repayment will be made within 45 days irrespective of property liquidation outcome
Investment tenors typically between 6-12 months
Interest rates
3% - 8% p.a.
Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns. The Product type interest rates indicated above are derived from historical rates of returns and are exclusive of service fees
Information accurate as of 20/09/2022
Investing in 4 Steps
Diversify your portfolio by investing into a unique asset class of local SME business financing
Register For
An Account
Create an investor account in minutes and verify your email address.
Fill In
Your Information
Choose between signing up with Myinfo or fill in your information manually.
Deposit Money
Make an initial deposit of S$100 to activate your account.
Start Investing
Start participating in investment opportunities from just S$20.
Frequently Asked Questions
As our investor base grows over time, we need to continuously innovate new investment products to meet the needs of a wider range of investor profiles. We launched the Guaranteed Returns product line to cater to investors seeking a lower risk form of passive income while still enjoying a rate of return between 2% - 8% p.a.
Yes. You can do so by either manually investing into any Guaranteed Returns investment opportunities available or simply set up an Auto Invest bot that automatically invests into any of the Guaranteed Returns products.
While we're not expecting FSC to make late repayments, investors are still entitled to late repayment fees for every day of delay. In the unlikely event that FSC is unable to repay the principal and interest after 90 days past due date, the deals will be considered as default and FSC will be in default.
Yes, our standard fee of 18% of interest earned is charged.
See our growth
Check out our statistics page to get interesting insight into how we have grown and the activity on the platform.
Indonesia
Pemberi Dana
layanan@modalku.co.id
+62 877 7126 5290
Penerima Dana
info@modalku.co.id
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
info@fundingsocieties.com
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
112 Robinson Road
Level 8
Singapore 068902
Malaysia
info@fundingsocieties.com.my
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
info@fundingsocieties.co.th
+66 93 139 9721
Investment
invest@fundingsocieties.co.th
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
info@fundingsocieties.vn
(+84) 28 7109 7896
The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam
Singapore
Indonesia
Malaysia
Thailand
VietnamFunding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
© 2023 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.