Invoice Financing

Obtain cash upfront

By converting your invoices

  • Credit line up to $1 million SGD 

  • Financing up to 80% of the invoice value

  • Tenor up to 120 days

Am I eligible for Invoice Financing?

  • Singapore registered business
  • Minimum 30% shareholding by a Singaporean Citizen or Permanent Resident Director
  • 6 months minimum operating history
  • Minimum annual turnover of $300,000 SGD



A financing solution to boost your business cash flow



Customizable Structure

We offer invoice financing line facilities with notified and non-notified options, and are confident of having a solution suitable to your needs.

Flexible Repayment Options

We provide tenures from 30, 60, 90 to 120 days to best fit your business requirements.



Full Transparency

We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about. See our FAQs at the bottom for more information.



Quick Application

We have an online application that saves you the hassle of having to leave the comfort of home, or work.



How to apply?

Sign up as a borrower

We will require different documents during the loan application process. Please view the FAQ section below for more detailed information.

Review your offer

Upon reviewing your application, we will get in touch with about your potential financing options. If you are happy, simply accept the offer and move to the next steps.

Contract and Disbursement

Once you receive the contract, send it back to us signed and sealed. We will disburse your funds within 48 hours¹ of receiving your signed contract.

We've got you covered

Not what you’re looking for?
We have other financing solutions available to serve your needs.

Check out our other SME loan offerings

100% committed to supporting SMEs 

100% focused on SMEs’ financial needs

100% stronger together

Frequently asked questions

 

Invoice Financing is a broad concept of financing arrangement where it allows companies to finance their early payment on their sales invoices or sales purchases, for goods delivered and/or services completed. This method of financing is ideal for businesses in need of consistent cash flow or cash upfront, especially if the majority of their transactions are on credit terms.

 

  • 2 years financial statements, or up to date management financial statements, whichever is applicable

  • Latest 6 months bank statements

  • Director(s) and Shareholder(s) NRIC or Passport, latest 2 year NOA and CBS report

Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.

 

Our Invoice Financing interest rates begin as low as 0.6%² per month. This amount is subject to the assessment from our team based on your loan application.

 

The following fees and charges can apply:

  • Utilisation fee: 1% - 2% of the agreed loan amount

Please take note that the above are the common fees/charges of Invoice Financing which serves as a guide and subject to change from time to time. For more accurate and updated fees/charges, kindly check with us.

 

For additional products offerings from Funding Societies, please refer to https://fundingsocieties.com/borrow

Indonesia

Pendana
layanan@modalku.co.id
+62 878 6500 8311

Peminjam
info@modalku.co.id
+62 877 7873 6144

Unifam Tower, Jl. Panjang Blok X No.1, Kedoya Utara, Kebon Jeruk, Jakarta Barat 11520, Indonesia

Singapore

info@fundingsocieties.com
+65 6221 0958

112 Robinson Road
Level 8
Singapore 068902

Malaysia

info@fundingsocieties.com.my
+603 2202 1013

Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

thailand@fundingsocieties.com
+66 93 139 9721

No. 188, Spring Tower, 11th Floor,
Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400

languageEnglish
lockSSL Secure Site

Invest on the go via the Funding Societies app

¹ Terms & Conditions Apply

² Rate based as of March 12th, 2021

Funding Societies Pte. Ltd. is a crowdfunding platform licensed by the Monetary Authority of Singapore. The products offered by Funding Societies Pte. Ltd. are governed by the Securities and Futures Act (SFA) and shall be construed and understood as a debt security regardless of the references to "loan", "lending", "finance" or "financing".

Funding Societies is the leading peer-to-peer lending platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Back by SoftBank Ventures Asia Corp. and Sequoia India, Funding Societies has helped to finance over S$1 billion business loans regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2020 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.