Term Loans Singapore: Up to 1 Million SGD | Business Term Financing for SMEs

PROsper with Business Term Loans!

  • Financing between S$100,000 and S$1 million

  • No collaterals required

  • Disbursed in as fast as 7 days

Our Business Term Loans

Business Term Loans PRO

  • Loan tenor 12 - 36 months

  • Loan quantum $100k to $300k

  • Origination fee from 3.5%

  • Only 4 documents required to get started

term loan

Business Term Loans

  • Loan tenor up to 12 months

  • Loan quantum $300k to $1M

  • Origination fee from 5%

  • One of the highest Working Capital Loan quantum in the market

How to apply?

Apply Here!

Our team will contact you for more information upon your application.

Review your offer

Upon reviewing your document submission, we will issue you the Letter of Offer. If you are agreeable, simply sign off the offer.

Contract and Disbursement

Upon receiving your signed Letter of offer, we will disburse your funds to your account in as fast as 48 hours.

Why choose Business Term Loans from Funding Societies:

No Collateral Required

No risk to your personal assets

Quick Application

We have an online application that saves you the hassle of having to leave the comfort of home, or work.

Am I eligible for Business Term Loans?

  • Singapore registered business
  • Minimum 30% shareholding by a Singaporean Citizen or Permanent Resident Director
  • > 1 year operating history
  • Annual turnover of > SGD $500,000

Frequently asked questions

Business Term loans are unsecured loan products that allow SMEs to break down repayments into monthly instalments. You can get a working capital loan between $100,000 and $1 million with interest rates as low as 0.8% per month*.

Fulfilled by FS Capital Pte. Ltd.

*Interest rates subjected to final credit underwriting

Business Term Loan Pro serves as a fast moving, medium term working capital loan to address businesses' contingent working capital needs. 

Business Term Loan is a flexible, shorter term customisable loan designed to address businesses' working capital and expansion needs. 

Repayment is done via monthly instalments composing of the principal and interest over the duration of the loan tenor.

Unfortunately, only Singapore-registered Pte Ltd and LLP companies are eligible for Business Term Loans.

Flat interest is charged over the loan tenor.

For additional products offerings from Funding Societies, please refer to https://fundingsocieties.com/sme-loans.


Pemberi Dana
+62 877 7126 5290

Penerima Dana
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
+66 93 139 9721

+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Invest on the go via the Funding Societies app

Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd. and FS Capital Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572

FS Capital Pte. Ltd.
Business Registration No.: 201631787R

© 2023 Funding Societies Pte. Ltd. & FS Capital Pte. Ltd. All rights reserved.