About FSC

Funding Societies Pte. Ltd. (“FSPL”) and FS Capital Pte. Ltd. (“FSC”) are separate legal entities within the Funding Societies group.

Both operate under the Funding Societies brand, but they may provide different products and services. FSPL holds a Capital Markets Services (“CMS”) licence issued by the Monetary Authority of Singapore (“MAS”), while FSC provides certain business financing products and is an exempt moneylender under the Moneylenders Act.

The relevant entity for a particular product or service will be identified in the applicable product information and documentation.

Funding Societies Pte. Ltd. (FSPL) holds a Capital Markets Services licence issued by the Monetary Authority of Singapore (CMS Licence No. CMS100572).

FS Capital Pte. Ltd. (FSC) is a separate legal entity and does not hold FSPL's CMS licence. FSC is an exempt moneylender under the Moneylenders Act.

The regulatory status of the relevant entity is also reflected in the applicable Terms and Conditions and other entity-specific disclosures.

Funding Societies is the common customer-facing brand used by entities within the Funding Societies group.

FSPL and FSC therefore use the same Funding Societies website and brand identity to provide customers with a consistent experience. However, FSPL and FSC remain separate legal entities, and the entity providing a particular product or service is identified through product disclosures, applicable terms and contractual documentation.

The legal entity providing or fulfilling a product is identified on the relevant product or application page.

For example, where FSC is the relevant entity, you may see disclosures such as “Product of FS Capital Pte. Ltd.” or “Fulfilled by FS Capital Pte. Ltd.”

You should refer to the disclosure shown for the specific product you are interested in, as the relevant Funding Societies entity may differ between products.

The relevant legal entity is identified at different stages of your journey, including:

• on the relevant product or application page;
• in the applicable Terms and Conditions; and
• in the financing or contractual documents you enter into.

Your contractual documents will expressly identify the Funding Societies entity that is a party to your agreement.