Your trade, your terms

Managing payments doesn’t have to strain your cash flow. Whether you’re paying suppliers or waiting to be paid by clients, Trade Term Loan helps smooth your cash flow with manageable monthly instalments, so you can keep fulfilling orders with confidence!

Why apply for Trade Term Loan?

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Invoice-Backed Confidence

Secure financing backed by real trade invoices for faster approval and higher limits

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Funds Disbursed Directly to You

Get the financing straight into your business account and take full control

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Predictable Monthly Repayments

Full visibility of your cash flow, with fixed instalments you can plan around

How does Trade Term Loan work?

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One approval. Flexible drawdowns. Predictable repayments.
Step 1: Apply once, get approved

Receive a credit limit of up to SGD 300,000, valid for 12 months and reusable.

Step 2: Draw funds when you need them

Submit your supplier or customer invoices and receive funds in your account within 2 working days.

Step 3: Repay monthly

Repay the principal in 6 equal monthly instalments for each drawdown.

 

 

No matter where you sit in the trade cycle, your invoices become working capital you can rely on.

Frequently asked questions
  • What is Trade Term Loan?

    Trade Term Loan lets you unlock cash from your both supplier or your own invoices and repay through monthly instalments. Funds are credited directly to your business account, so you can flexibly manage supplier payments or free up cash tied up in outstanding receivables.

    Fulfilled by FS Capital Pte. Ltd.

  • What documents are required for TTL application?

    You’ll need:

    - Latest 6 months Operating Bank Statements
    - Guarantor’s latest credit bureau report (“CBS”)
    - Banking Facilities Declaration (must be dated)
    - Coloured NRIC (front and back)
    - Supporting invoices for each drawdown

    Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received.

  • What are the eligibility requirements for TTL?

    - Singapore-incorporated Private Limited (Pte Ltd) or LLP
    - Minimum 1 year in business
    - Annual sales turnover of S$1M to 20M based on annualised bank statements (excluding non-business income)
    - Personal guarantee from owners holding at least 30% shareholding

  • What is the repayment schedule for TTL?

    Repay in equal monthly instalments over 6 months. Repayments start the month after disbursement and continue until the full amount is paid off.

  • What other financing solutions does Funding Societies offer?

    For additional product offerings from Funding Societies, please refer to https://fundingsocieties.com/sme-loans

Disclaimers

Every reasonable effort has been made to ensure that the turnaround time is adhered to but the timeline may still be subject to change depending on various circumstances, including but not limited to the completeness of information furnished by the applicant.
All applications and disbursements remain subject to internal credit assessment and approval.
Other Terms and Conditions may apply. For more information, please refer to https://fundingsocieties.com/terms-of-use 

We got you covered

Not what you’re looking for? We have other financing solutions available to serve your needs.

Check out our other SME loan offerings

Indonesia

Pemberi Dana

layanan@modalku.co.id

+62 877 7126 5290

 

Penerima Dana

info@modalku.co.id

+62 877 7873 6144

 

Unifam Tower, Jl. Panjang Raya

Blok A3 No.1, Kedoya Utara,

Kebon Jeruk, Jakarta Barat,

DKI Jakarta, 11520, Indonesia

Singapore

info@fundingsocieties.com

General Enquiries:

+65 6221 0958

 



Sales Enquiries:

+65 6011 7534

 

108 Robinson Road

#06-01

Singapore 068900

Malaysia

info@fundingsocieties.com.my

Primary contact

+603 9212 0208

 

Secondary contact

+603 2202 1013

 

Unit 15.01 & Unit 15.02,

Level 15, Mercu 3,

KL Eco City, Jalan Bangsar,

59200 Kuala Lumpur

Thailand

SME Loan

info@fundingsocieties.co.th

+66 93 139 9721

 

Investment

invest@fundingsocieties.co.th

+66 62 197 8661

 

No. 188, Spring Tower,

10th Floor, Phayathai Road,

Thung Phaya Thai Sub-district,

Ratchathewi District,

Bangkok, 10400

Vietnam

info@fundingsocieties.vn

(+84) 28 7109 7896

 

The Sarus Building

67 Nguyen Thi Minh Khai,

Ben Thanh Ward,District 1,

Ho Chi Minh City, Vietnam

 

Dreamplex

174 Thai Ha Street,

Trung Liet Ward,

Dong Da District,

Hanoi, Vietnam

 

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.

Funding Societies Pte. Ltd.
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FS Capital Pte. Ltd.
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FS Technologies Pte. Ltd.
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CardUp Pte. Ltd.
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