GXS Biz Property-backed Loan
Get up to S$2M in financing.
Fast approvals,
flexible repayment.
Backed by your property, powered by GXS Bank and Funding Societies.
-
Loan Size: Up to S$2 million
-
Collateral: Residential and Commercial property only
-
Loan-to-Value: Up to 80% of residential or 70% of commercial property value
- Tenure: Up to 12 months, with an option to renew
Partnership between
.png?width=415&height=119&name=Add%20a%20heading%20(560%20x%20160%20px).png)
How it works
Apply in minutes
Fill out our online enquiry form and our team will reach out to guide you through the process.
Submit light docs
Submit key business and
property information for a
quick review.
Get an offer
Receive an indicative offer and confirm your acceptance.
Funds Disbursed
Once legal documents are completed, funds will be disbursed to your account.
Why Choose GXS Biz Property-backed Loan?
Full Transparency
All costs and fees disclosed upfront
— no hidden charges.
Inclusive Financing
Available to all companies,
including startups.
Flexible Repayment
Ease cash flow with monthly
interest-only payment options.
Eligibility criteria
-
Singapore registered Pte Ltd company
-
Minimum 30% shareholding by a Singapore Citizen or Permanent Resident
-
Minimum 6 months operating history
Leave your information an we will follow-up
Frequently asked questions
-
What is GXS Biz Property-backed Loan?
GXS Biz Property-backed Loan, also known as property-backed loans, is a secured loan product that allows SMEs to use residential or commercial properties as collateral to access working capital loans of up to $2 million SGD.
This product is being offered in partnership with FS Capital Pte. Ltd. -
What documents are required for my GXS Biz Property-backed Loan application?
- Most recent audited financial statements and/or management accounts, if available
- Latest 6 months bank statements
- Director(s) and shareholder(s) NRIC or passport, 1 year NOA and Credit Bureau Singapore report
Additional documents may be required. This is determined on a case by case basis. Our team will reach out to you once your application is received. -
Am I eligible for GXS Biz Property-backed Loan?
To be eligible, your business will need to fulfil the following criteria:
-
Singapore registered Pte Ltd. company
-
Minimum 30% shareholding by a Singapore Citizen or Permanent Resident
-
Minimum 6 months operating history
This product is currently not open to sole proprietors or partnerships.
-
The Collaboration Powering SME Growth
Funding Societies and GXS Bank have partnered to make secured business financing simpler, faster, and more accessible for SMEs.
Funding Societies is a digital financing platform that supports micro, small and medium enterprises (MSMEs) in Southeast Asia. From its Singapore base, it provides tech-enabled financing solutions that help businesses manage cashflow, fund growth and stay resilient through changing market conditions.
Over time, Funding Societies has expanded beyond financing into broader cashflow and payments capabilities, reflecting its role as a practical platform partner for SMEs.
As part of the wider Funding Societies Group, it combines regional platform capabilities with local market understanding to broaden access to structured financing for underserved businesses across multiple Southeast Asian markets.
GXS Bank is a digital bank focused on making banking better for the everyday consumer and businesses.
The Bank aims to improve financial inclusion and to drive financial revolution for its customers through the secure and ethical use of technology and data.
GXS Bank holds a banking licence issued by the Monetary Authority of Singapore. It is owned by a consortium consisting of Grab Holdings Inc. – Southeast Asia’s leading super app, and Singtel – Asia’s leading communications technology group.
As part of a regional network of digital banks, GXS Bank also works closely with GXBank, its digital bank subsidiary in Malaysia and Superbank, a digital bank in Indonesia in whom the Bank has a minority stake.
Disclaimer
- GXS Biz Property-backed Loan is provided by GXS Bank Pte. Ltd. (UEN 202005626H) as the lender and FS Capital Pte. Ltd. (UEN 201631787R) as the facility agent. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore. FS Capital is part of the Funding Societies group and is an exempt moneylender under the Moneylenders Act 2008 of Singapore. GXS Bank and FS Capital are separate entities and are not associated with the businesses of Grab, Singtel, or their entities.
- Information provided in this webpage is for general reference only.
- Approval of your application is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Fees and charges shall apply.
- Loans under this program are secured by property assets located in Singapore. All applicants must meet relevant collateral, credit, and eligibility criteria.
- By submitting your information, you consent to the collection, use, and sharing of your data between GXS Bank Pte. Ltd. and FS Capital Pte. Ltd. for the purpose of processing your application and related customer support.
- For more information please refer to https://fundingsocieties.com/terms-of-use, https://fundingsocieties.com/privacy-notice and https://www.business.gxs.com.sg/biz-property-tnc
Indonesia
Pemberi Dana
+62 877 7126 5290
Penerima Dana
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
108 Robinson Road
#06-01
Singapore 068900
Malaysia
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
+66 93 139 9721
Investment
+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,
Hanoi, Vietnam
Who we are
-
Singapore
-
Indonesia
-
Malaysia
-
Thailand
-
Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
© 2025 Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. All rights reserved