2 minutes to apply. As soon as 2 hours for a decision. As soon as 24 hours1 for fund disbursement.
Our technology enables us to make decisions that are not based solely on personal credit scores.
Use our web and mobile applications to apply, review and manage your loans.
No early repayment fees. Reduced fees for repeat customers
Apply in minutes with no commitments. All we need is some basic information about your business for verification purposes.
We will review your application and make a tentative offer based on different criteria within 24 hours. 1
Receive funds in your business bank account after the loan is approved and you E-sign the contract.
We also offer reduced service fees for repeat loans.
Speak with us directly for more information.
You can obtain lightning fast business financing through the simple, seamless and powerful FS Bolt. We also offer business term loans and invoice financing to serve your needs.
Our unsecured loan offer has an interest rate range from 1% - 4% per month. An origination fee between 2% - 5% is applied in addition. There is no early repayment fee. Your offer is dependent upon the outcome of the underwriting assessment.
FS Capital is a registered legal entity offering financial solutions to local SMEs and FS Bolt is the mobile app we have developed for quick and easy application. Since direct lending to companies is not a licensed activity in Singapore, FS Bolt does not require a license.
In order to process an application quickly and efficiently, please provide the following documentation in your loan application:
Note: if you are a sole proprietorship and do not use a business bank account, your 6 months personal bank statement is sufficient.
We do not offer personal loans currently.