Property-Backed Secured Financing

What is Property-backed Secured Financing?

Also referred to as property-backed loans or asset-based financing, property-backed financing allows businesses to use their real estate as collateral to secure a loan. This solution can offer businesses several advantages, including:

Access to Capital: Businesses can access significant funds compared to unsecured loans, potentially aiding in growth, expansion, or meeting operational needs.
Favourable Interest Rates: Due to the presence of collateral, lenders often offer lower interest rates compared to unsecured loan options.
Flexible Repayment Terms: Depending on the lender and specific situation, repayment terms can be structured to align with the business's cash flow.

However, with property-backed finance, it’s important to note that if the borrower defaults on the loan, the lender has the legal right to seize and sell the property to recover any outstanding amount. Lenders will also have a fixed loan-to-value ratio that limits the loan amount to a percentage of the property’s appraised value.

Property-backed secured financing is evidently an important solution for businesses seeking access to capital, but it's crucial to weigh the risks and carefully consider eligibility requirements before taking on such a loan.

Indonesia

Pemberi Dana

layanan@modalku.co.id

+62 877 7126 5290

Penerima Dana

info@modalku.co.id

+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya

Blok A3 No.1, Kedoya Utara,

Kebon Jeruk, Jakarta Barat,

DKI Jakarta, 11520, Indonesia

Singapore

info@fundingsocieties.com

General Enquiries:

+65 6221 0958

Sales Enquiries:

+65 6011 7534

108 Robinson Road

#06-01

Singapore 068900

Malaysia

info@fundingsocieties.com.my

Primary contact

+603 9212 0208

Secondary contact

+603 2202 1013

Unit 15.01 & Unit 15.02,

Level 15, Mercu 3,

KL Eco City, Jalan Bangsar,

59200 Kuala Lumpur

Thailand

SME Loan

info@fundingsocieties.co.th

+66 93 139 9721

Investment

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+66 62 197 8661

No. 188, Spring Tower,

10th Floor, Phayathai Road,

Thung Phaya Thai Sub-district,

Ratchathewi District,

Bangkok, 10400

Vietnam

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(+84) 28 7109 7896

The Sarus Building

67 Nguyen Thi Minh Khai,

Ben Thanh Ward,District 1,

Ho Chi Minh City, Vietnam

Dreamplex

174 Thai Ha Street,

Trung Liet Ward,

Dong Da District,

Hanoi, Vietnam

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.

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Property-Backed Secured Financing

What is Property-backed Secured Financing?

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