- For Businesses
- Start-Up Financing (Beta)
Help kickstart projects for young companies <2 years old. - Micro Loans
Lightning fast loans in 24 hrs. - Business Term Financing/-i
Featuring the NEW 36 Months Business Term Loan PRO. - Revolving Credit Line
Flexible & ready credit line access. - Accounts Payable (AP) Financing
- Accounts Receivable Financing
- Property Backed Secured Financing
Convert up to 80% of property value.
- Start-Up Financing (Beta)
- Partnerships
- Resources
- SME Growth Kit
- About Us
- Help
- Log in
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Start-Up FinancingShort-term funding up to S$20K, 0% interest
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Micro LoansLightning-fast loans up to S$150K, disbursed in 24 hours
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Business Term LoansUnsecured term loans up to S$1M for business growth
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Accounts Payable (AP) FinancingExtend supplier payments and ease cash flow -
Accounts Receivable Financing (formerly Invoice Financing)Convert invoices into cash to boost liquidity
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Property Backed Secured FinancingConvert property into cash with flexible secured financing
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Trade Term LoanSupport trade cycles with fixed-term financing
Financial room for the next move
Working capital, when your business needs it.
Business expenses do not always wait for customer payments. Working capital financing can help you cover costs today while keeping cash available for what comes next.
When timing creates a cash-flow gap
Working capital can give the business room to act without tying up all of its available cash.
When working capital helps
When business is moving, cash flow needs to keep up.
Cash does not always come in at the same time it needs to go out. Customer payments may arrive later, while suppliers, employees and operating expenses still need to be paid today. Working capital financing can help bridge that timing difference, so you can keep the business moving without tying up all of your available cash.
Take on a new order
Purchase stock, materials or supplies before your customer pays.
Start a new project
Supplier payments and upfront costs may be due before revenue comes in.
Prepare for peak demand
Build up inventory, manpower or operating cash ahead of a busy period.
Manage unplanned costs costs
Handle additional costs without tying up cash needed for everyday operations.
The goal is not simply to have more cash. It is to give your business room to act when timing matters.
Why Funding Societies
A financing partner you can assess with confidence.
Choosing a financing provider is about more than access to capital.
Track record, customer experience and credibility matter too.
ESG-recognised financial institution
Regional recognition for work in sustainable and responsible finance, financial inclusion and support for SMEs.
Established regional presence
Working with more than 100,000 SMEs and over US$5 billion disbursed across Southeast Asia.
Recommended by customers
4.5-star Google rating from 283 reviews, highlighting responsive support, clear communication and a smooth process.
How SMEs have used working capital
Real business needs. Practical breathing room.
See how other SMEs have used financing to manage timing gaps, cover upfront costs and move business plans forward.
Start-Up Financing
“The loans actually helped us to launch our new products”
Watch testimonial →
Trade Term Loan
“We needed the funding to pay for materials before we can start on any projects”
Director · Seateam FMC
Watch testimonial →
Start-Up Financing
“It was bonus season, so we were trying to really get more cash in the bank just to pay out.”
Watch testimonial →
A conversation, not a commitment
Not sure whether financing fits your business?
Speak with our team about your business needs, the options available and any questions you may have before deciding whether financing is right for you.
Indonesia
Pemberi Dana
layanan@modalku.co.id
+62 877 7126 5290
Penerima Dana
info@modalku.co.id
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
info@fundingsocieties.com
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
WhatsApp:
+65 3105 2564
108 Robinson Road
#06-01
Singapore 068900
Malaysia
info@fundingsocieties.com.my
Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
info@fundingsocieties.co.th
+66 93 139 9721
Investment
invest@fundingsocieties.co.th
+66 62 197 8661
No. 29, Vanissa Building,
24th Floor, Room No. 2412 & 2414, Soi Chidlom,
Ploenchit Road,
Lumpini, Pathumwan,
Bangkok, 10330
Vietnam
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,
Hanoi, Vietnam
Who we are
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Singapore
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Indonesia
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Malaysia
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Thailand
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Vietnam
Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$6 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484
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